Topic

Small business insurance

Small business insurance

Commercial insurance protects businesses, freelancers, and independent contractors against liability lawsuits, property damage, cyberattacks, and other risks that could devastate your company.

Property insurance

Buying or renting an office is a big step for a small company – so you’ll want to make sure to protect your investment with office insurance. While commercial property insurance pays for damage to your building and belongings, you’ll likely need other policies as well.

Insurance terms

An ACORD certificate of liability insurance is a document that provides a summary of your business insurance policy and proves you have liability insurance coverage.

Small business tips

Business insurance cancellations can lead to increased premiums and risk exposure. Before you cancel your policy, first consider these factors.

Insurance terms

An insurance binder is a temporary document provided by the insurance company to serve as proof of insurance until the insured party receives their actual policy.

Small business insurance

The cost of small business insurance primarily depends on which policies you buy. The most common policy, general liability insurance, has an average cost of $42 per month.

Small business insurance

Liability claims can be a threat to your tech business. If you’re accused of injuring someone, damaging property, or causing other harm it could easily turn into a costly lawsuit. That’s why it's important to have the right insurance protection in place to cover a range of potential liability risks.

Small business insurance

Some types of insurance benefit every tech business. Other types cover liabilities specific to businesses with employees, offices, or other risk factors.

Small business insurance

Insurance requirements for small businesses vary from state to state. Find out what business insurance is required by law in your state, and make sure that you, your business, and your employees are protected.

Small business insurance

If you’re a consultant, your clients, landlords, or state regulations may require you to carry general liability insurance, professional liability insurance, and workers' compensation. These key policies cover unexpected costs that could threaten what you’ve worked so hard to build.

Certificate of insurance

A certificate of liability insurance is a document that proves your company has liability coverage. Your insurer issues you this certificate with your insurance policy – and you can also download a copy online whenever you need it.

Small business insurance

There's a wide range of business insurance policies that protect against different kinds of lawsuits and accidents. Find answers to your questions about insurance coverage, requirements, and costs.

Workers' compensation insurance

State laws usually require businesses to buy workers' compensation insurance when they have employees. But even if you work as a sole proprietor, you may still need this coverage.

Small business insurance

Errors and omissions insurance (E&O) and general liability insurance are types of liability insurance that protect your business in different ways. Let’s look at why so many small business owners buy both types of insurance coverage.

Small business insurance

Technology errors and omissions insurance (tech E&O) and cyber insurance are two forms of protection against cyberattacks for small businesses. While tech E&O focuses on cybersecurity errors that harm your clients, cyber insurance offers financial coverage for breaches that directly affect your business.

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