Small business insurance
A certificate of liability insurance is a document that proves your company has liability coverage. Your insurer issues you this certificate with your insurance policy – and you can also download a copy online whenever you need it.
A subcontractor could be sued for a number of reasons. Even if they’re not at fault, they could still face an expensive legal battle. Having the right kind of insurance can protect against this kind of risk. You may also need insurance to secure certain contracts, especially when dealing with government entities.
Buying or renting an office is a big step for a small company – so you’ll want to make sure to protect your investment with office insurance. While commercial property insurance pays for damage to your building and belongings, you’ll likely need other policies as well.
The questions you’ll need to answer to get an insurance quote will vary based on the policy. If you have this information on hand before you apply, you can save time and avoid headaches.
Liability claims can be a threat to your business. If you’re accused of injuring someone, damaging property, or causing other harm it could easily turn into a costly lawsuit. That’s why it's important to have the right insurance protection in place to cover a range of potential liability risks.
Typically, you need to contact your insurance carrier directly when you want to file a commercial insurance claim. But the steps you take may differ based on whether you're filing a property claim or a liability claim.
Business insurance cancellations can lead to increased premiums and risk exposure. Before you cancel your policy, first consider these factors.
Small business insurance provides financial protection against common accidents, liability claims, and damages that could impact your small business.
Auto service businesses and dealerships rely on a range of business insurance policies to protect against different kinds of financial losses, from lawsuits to fires, theft, and worker injuries.
State laws usually require businesses to buy workers' compensation insurance when they have employees. But even if you work as a sole proprietor, you may still need this coverage.
Underwriting is the process of assessing risk by looking at a tech company's credit score, claims history, and other factors.
A qualifying event is any significant change to your business that affects your insurance requirements.
An insurance binder is a temporary document provided by the insurance company to serve as proof of insurance until the insured party receives their actual policy.
Insurance agents are licensed professionals who help small business owners protect their companies with insurance. When you file a claim or need to increase your coverage, your insurance agent may be your first point of contact.
A grace period is the additional time your insurance company gives you to pay your premium before your coverage expires.
