Small business insurance
Business liability insurance is any type of commercial insurance that defends against accusations that your business caused damage, injury, or loss. It's recommended for all small businesses because of the high cost of lawsuits.
Learn how business insurance policies differ in terms of coverage, what industry factors you need to consider when shopping for insurance, and how you can compare and get the right policies and best prices for your small business.
An ACORD certificate of liability insurance is a document that provides a summary of your business insurance policy and proves you have liability insurance coverage.
Business insurance cancellations can lead to increased premiums and risk exposure. Before you cancel your policy, first consider these factors.
An insurance binder is a temporary document provided by the insurance company to serve as proof of insurance until the insured party receives their actual policy.
The cost of small business insurance primarily depends on which policies you buy. The most common policy, general liability insurance, has an average cost of $42 per month.
Liability claims can be a threat to your tech business. If you’re accused of injuring someone, damaging property, or causing other harm it could easily turn into a costly lawsuit. That’s why it's important to have the right insurance protection in place to cover a range of potential liability risks.
Some types of insurance benefit every tech business. Other types cover liabilities specific to businesses with employees, offices, or other risk factors.
Insurance requirements for small businesses vary from state to state. Find out what business insurance is required by law in your state, and make sure that you, your business, and your employees are protected.
If you’re a consultant, your clients, landlords, or state regulations may require you to carry general liability insurance, professional liability insurance, and workers' compensation. These key policies cover unexpected costs that could threaten what you’ve worked so hard to build.
A certificate of liability insurance is a document that proves your company has liability coverage. Your insurer issues you this certificate with your insurance policy – and you can also download a copy online whenever you need it.
There's a wide range of business insurance policies that protect against different kinds of lawsuits and accidents. Find answers to your questions about insurance coverage, requirements, and costs.
State laws usually require businesses to buy workers' compensation insurance when they have employees. But even if you work as a sole proprietor, you may still need this coverage.
Errors and omissions insurance (E&O) and general liability insurance are types of liability insurance that protect your business in different ways. Let’s look at why so many small business owners buy both types of insurance coverage.
Technology errors and omissions insurance (tech E&O) and cyber insurance are two forms of protection against cyberattacks for small businesses. While tech E&O focuses on cybersecurity errors that harm your clients, cyber insurance offers financial coverage for breaches that directly affect your business.