Small business insurance

State laws determine whether your business needs workers' compensation and other policies. Learn the requirements for small businesses in your state and get quotes online for free with TechInsurance.

Your startup could be the next big thing. To take your company to the next level and secure your dream by protecting you, your investors, and your team with the right startup insurance.

Sole proprietors face many of the same risks as larger tech companies, which makes business insurance just as important. Discover recommended policies for sole proprietors in IT.

While an S corp shields tech business owners from some legal liabilities, it’s still important to protect yourself with business insurance.

Once you’ve registered as a limited liability company (LLC), your personal assets are protected against the risks of running a business. The next step is to make sure you have the right insurance coverage for your tech company.

Business liability insurance is any type of commercial insurance that defends against accusations that your business caused damage, injury, or loss. It's recommended for all small businesses because of the high cost of lawsuits.

Companies of all sizes in the tech industry face the same basic business risks. Business insurance can help IT independent contractors protect themselves from liability.

Large companies aren't the only ones vulnerable to lawsuits and other unplanned expenses. Tech freelancers face the same business risks, which is why they need insurance.

There's a wide range of business insurance policies that protect against different kinds of lawsuits and accidents. Find answers to your questions about insurance coverage, requirements, and costs.

Technology errors and omissions insurance (tech E&O) and cyber insurance are two forms of protection against cyberattacks for small businesses. While tech E&O focuses on cybersecurity errors that harm your clients, cyber insurance offers financial coverage for breaches that directly affect your business.

Both professional liability insurance and errors and omissions (E&O) insurance offer financial protection from client lawsuits over unsatisfactory work. They’re essentially the same types of coverage for mistakes in professional services.

General liability insurance is included in a business owner's policy (BOP), a cost-saving bundle designed for low-risk businesses. General liability covers bodily injuries, damage to a customer's property, and advertising injuries. A BOP provides the same coverage, along with commercial property insurance.

Errors and omissions insurance (E&O) and general liability insurance are types of liability insurance that protect your business in different ways. Let’s look at why so many small business owners buy both types of insurance coverage.

Learn how business insurance policies differ in terms of coverage, what industry factors you need to consider when shopping for insurance, and how you can compare and get the right policies and best prices for your small business.