General liability insurance

As an independent contractor, general liability insurance might not top your list of priorities. But when something goes wrong, it can protect you from expensive legal costs.

Errors and omissions insurance (E&O) and general liability insurance are types of liability insurance that protect your business in different ways. Let’s look at why so many small business owners buy both types of insurance coverage.

Commercial general liability insurance and a business owner’s policy are similar types of business liability insurance that cover different risks. General liability  covers bodily injury, damage to a customer's property, and advertising injury. A BOP includes these risks, and property insurance coverage.

Commercial insurance protects businesses, freelancers, and independent contractors against liability lawsuits, property damage, cyberattacks, and other risks that could devastate your company.

Find out if your company is eligible for this policy, which bundles general liability insurance and commercial property insurance at a discount.

An additional insured is a business, individual, or other entity included in a general liability policy in addition to the named insured. Additional insureds are a way of extending your liability insurance coverage to another person or business.

Commercial general liability insurance isn't usually required by law. However, you might need this policy to sign a lease or work with some clients.

A certificate of insurance (COI) for commercial general liability insurance proves that your company carries this coverage. The document summarizes important information about your policy in a single page.

General liability insurance is your company’s first line of defense against many business risks, but it has its limits. Learn these common general liability exclusions to make sure you don’t get caught without coverage.

Commercial general liability insurance is usually the first policy that small businesses buy. It protects you from the legal costs of common accidents, and costs about $42 per month for basic coverage.

Many factors determine which general liability insurance policy is the right one for your business. Here’s how to choose a policy by looking at six different aspects of your general liability insurance quotes.

Online businesses face numerous risks that could lead to severe financial losses. These three online business liability insurance policies can help protect your company.

Every liability insurance policy is different. Who is covered by your liability insurance depends on a few factors, including the type of insurance and any modifications made to the policy.