Workers' compensation insurance
Workers’ compensation covers the cost of medical bills if an employee at your tech company is injured at work or develops an occupational illness. It also protects business owners from lawsuits over injuries and illnesses.
Workers’ compensation class codes are unique sets of numbers that help insurers determine the level of risk for different professions. Classifying employees correctly can help businesses avoid overpaying for workers’ compensation insurance.
Your employees don’t have to do dangerous work to face workplace injuries like carpal tunnel syndrome. To protect yourself and your team, invest in a workers’ compensation policy that covers common office injuries.
Workers’ compensation insurance pays medical costs and lost wages for an employee's work-related illness or injury, and protects business owners from liability. It's required by law in almost every state for businesses that have employees.
Regulations for workers’ compensation insurance vary by state. Learn more about workers’ compensation state laws and how they apply to your IT business.
Most states require businesses with employees to carry workers' compensation insurance. However, it's sometimes possible to get a waiver of your workers' comp requirements.