Workers' compensation insurance
Regulations for workers’ compensation insurance vary by state. Learn more about workers’ compensation state laws and how they apply to your small business.
Workers’ compensation, disability insurance, and health insurance pay for medical costs or lost wages due to illness or injury. But what they cover and when they kick in depends on the policy.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Tennessee businesses that have five or more employees.
State laws usually require businesses to buy workers' compensation insurance when they have employees. But if you work as a sole proprietor or an independent contractor, you may still need this coverage.
Repetitive motion injuries and slip-and-fall injuries can happen at any tech company. Keeping yourself and your employees safe at work helps you maintain low workers' comp rates.
State laws usually require businesses to buy workers' compensation insurance when they have employees. But even if you work as a sole proprietor, you may still need this coverage.
The average premium for workers' compensation insurance is about $45 per month. Your exact cost will depend on several factors, including your policy limits, business location, and number of employees.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all California businesses that have employees.
Delaware law requires businesses to carry workers’ compensation insurance if they have one employee or more, regardless of whether they’re contract, part-time, full-time. This policy provides financial protection against work-related injuries.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all South Carolina businesses that have four or more employees.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Idaho businesses that have one or more employees.
Workers’ compensation insurance pays medical costs and lost wages for an employee's work-related illness or injury, and protects business owners from liability. It's required by law in almost every state for businesses that have employees.