Topic

Risk management

Umbrella liability insurance

Unfortunately, no tech business is immune to unexpected catastrophes and high-priced lawsuits. Commercial umbrella insurance protects you from expensive claims that exceed the limits of your liability insurance policies.

Cyber liability insurance

Depending on the scale and severity of a cyberattack and the cost of data recovery, settlements or judgments could easily top six figures. Evaluate your business risk to determine how much cyber liability insurance you need.

Risk management

Repetitive motion injuries and slip-and-fall injuries can happen at any tech company. Keeping yourself and your employees safe at work helps you maintain low workers' comp rates.

Insurance terms

When you have vicarious liability for something, it means you could be held legally responsible for any resulting harm even though you didn't directly cause it. For example, a tech company could be held accountable for the actions of an employee.

Insurance terms

Clients could accuse your tech company of professional negligence if you fail to provide a service or meet their expectations.

Errors & omissions insurance

Large client contracts often require high errors and omissions insurance limits. But can you raise or lower your limits when you land a big contract, or if you're working on smaller projects? Here’s the lowdown on adjusting your errors and omissions policy limit.

Errors & omissions insurance

With the gig economy in full swing, working as an independent contractor can be an attractive option for IT professionals. But the rewards of being your own boss also come with risks. That’s why you should consider errors and omissions insurance for independent contractors.

IT / Tech professionals

The scope of almost any software development project is bound to change over the course of implementation. How you manage this inevitable "project scope creep" can mean the difference between success and failure.

IT / Tech professionals

Antitrust lawsuits may be exclusive to big tech, but there’s no shortage of lawsuits for small companies as well. Learn the reasons behind most software developer lawsuits – plus ways to soften their impact and even avoid them.

Insurance terms

Underwriting is the process of assessing risk by looking at a tech company's credit score, claims history, and other factors.

Cyber liability insurance

Cyber threats like denial-of-service attacks and phishing can hurt your reputation and your bottom line. Follow these steps to protect your business and your clients against cyber crime.

Independent contractors

Subcontractors can bring new ideas and productivity to your IT projects, but they can increase risks too. Here’s an overview of what you need to know when hiring subcontractors.

Risk management

In lost revenue and data, the cost of a DDoS attack on your tech business or your client’s business can escalate quickly. In fact, the average small to medium-sized business spends $120,000 per attack.

Risk management

Tech companies are required to notify affected customers after a data breach. Here are a few tips for complying with state laws and avoiding potentially bankrupting expenses.

Insurance terms

Business insurance is designed to protect your company against insurable risk, or the likelihood of a loss. But it's important to understand that even the most comprehensive insurance policies don't cover every type of risk.

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