Topic

Independent contractors

Insurance terms
Vicarious liability

When you have vicarious liability for something, it means you could be held legally responsible for any resulting harm even though you didn’t directly cause it. For example, a tech company could be held accountable for the actions of an employee.

Insurance terms
Additional insured

An additional insured is a business, individual, or other entity included in a general liability policy in addition to the named insured. Additional insureds are typically covered only during a loss claim that directly affects them.

Software development
Know your intellectual property rights on work-for-hire software

A copyright protects your software from other people modifying and reselling it without permission, but it’s applied differently depending on whether you build software for your own company or for clients.

Independent contractors
How to hire IT subcontractors

Subcontractors can bring new ideas and productivity to your IT projects, but they can increase risks too. Here’s an overview of what you need to know when hiring subcontractors.

Independent contractors
Business insurance for independent contractors

Companies of all sizes in the tech industry face the same basic business risks. Business insurance can help IT independent contractors protect themselves from liability.

Business structure
Business insurance for freelancers

Large companies aren't the only ones vulnerable to lawsuits and other unplanned expenses. Tech freelancers face the same business risks.

Independent contractors
Does it matter whether you call yourself an independent contractor or freelancer?

If you’re self-employed, it may not seem important whether you consider yourself an independent contractor or freelancer. But it may matter to prospective clients.

Independent contractors
How much does independent contractor insurance cost?

The most common type of commercial insurance, general liability insurance, costs about $30 per month. As a tech entrepreneur, you are putting countless hours and energy into your business, and this coverage can protect what you are building.

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