Topic

Independent contractors

Independent contractors
Business insurance for independent contractors

Companies of all sizes in the tech industry face the same basic business risks. Business insurance can help IT independent contractors protect themselves from liability.

Independent contractors
How much does independent contractor insurance cost?

The most common type of commercial insurance, general liability insurance, costs about $30 per month. As a tech entrepreneur, you are putting countless hours and energy into your business, and this coverage can protect what you are building.

Errors & omissions insurance
Errors and omissions insurance for independent contractors

With the gig economy in full swing, working as an independent contractor can be an attractive option for IT professionals. But the rewards of being your own boss also come with risks. That’s why you should consider errors and omissions insurance for independent contractors.

Business structure
Business insurance for freelancers

Large companies aren't the only ones vulnerable to lawsuits and other unplanned expenses. Tech freelancers face the same business risks.

Insurance terms
Additional insured

An additional insured is a business, individual, or other entity included in a general liability policy in addition to the named insured. Additional insureds are typically covered only during a loss claim that directly affects them.

Independent contractors
Workers' compensation insurance for independent contractors
Independent contractors often do everything themselves until their workload justifies contracting someone else. Here's an overview of how these contract relationships affect workers' compensation needs.
Insurance terms
Vicarious liability

When you have vicarious liability for something, it means you could be held legally responsible for any resulting harm even though you didn’t directly cause it. For example, a tech company could be held accountable for the actions of an employee.

General liability insurance
General liability insurance for independent contractors

As an independent contractor, general liability insurance might not top your list of priorities. But when something goes wrong, it can protect you from expensive legal costs.

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