Topic

Workers' compensation insurance

Independent contractors

State laws usually require businesses to buy workers' compensation insurance when they have employees. But if you work as a sole proprietor or an independent contractor, you may still need this coverage.

Workers' compensation insurance
Part of your workload is figuring out what you need for your small business and where you can cut costs. Striking this balance with business insurance is key to your budgeting.
Workers' compensation insurance

Workers' compensation insurance covers the cost of work-related injuries. It's required for all Alabama businesses that have employees.

Workers' compensation insurance

Workers' compensation insurance covers the cost of work-related injuries. It's required for all Georgia businesses that have three or more employees.

Workers' compensation insurance

Workers' compensation insurance is required for all Florida businesses with four or more employees. Construction businesses must have coverage for every employee.

Workers' compensation insurance

Workers’ compensation insurance is optional for most Texas businesses. However, many small business owners choose to get coverage because it’s a cost-effective option that can help you save money in the long run.

Workers' compensation insurance

Workers' compensation insurance covers the cost of work-related injuries. It's required for all New York businesses that have employees.

Insurance terms

Commercial insurance protects businesses, freelancers, and independent contractors against liability lawsuits, property damage, cyberattacks, and other risks that could devastate your company. 

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