Workers' compensation insurance
Most states require workers' compensation for small businesses that have employees. Learn what this policy covers, when it's required, and other answers to frequently asked questions.
A workers’ compensation ghost policy is an affordable way for small business owners to attain the proof of workers’ comp coverage they need to qualify for contracts, but it does not provide actual workers’ comp benefits.
State laws usually require businesses to buy workers' compensation insurance when they have employees. But even if you work as a sole proprietor, you may still need this coverage.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all West Virginia businesses that have employees, unless they are self-employed or qualify for an exemption.
Delaware law requires businesses to carry workers’ compensation insurance if they have one employee or more, regardless of whether they’re contract, part-time, full-time. This policy provides financial protection against work-related injuries.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Pennsylvania businesses that have employees, including part-time workers.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all South Carolina businesses that have four or more employees.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Rhode Island businesses that have employees, unless they qualify for an exemption.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Oregon businesses that have employees, including part-time workers.
Kansas law requires every business with employees to provide workers’ compensation insurance. This policy covers the cost of medical treatment for injured workers.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Oklahoma businesses that have full-time and/or part-time employees, unless they are self-employed or qualify for an exemption.
Your employees don’t have to do dangerous work to face workplace injuries like carpal tunnel syndrome. To protect yourself and your team, invest in a workers’ compensation policy that covers common office injuries.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Virginia businesses that have three or more employees.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Nevada businesses that have one or more employees.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all North Carolina businesses that have three or more employees.
