Topic

General liability insurance

Insurance terms

A tort is defined as a wrongful act or omission that harms a business or an individual. They often lead to lawsuits.

Insurance terms

An insurance renewal is the end of the term of your policy, at which point, you'll need to determine if you'd like to continue under the same policy with the same insurance carrier.

Insurance terms

A grace period is the additional time your insurance company gives you to pay your premium before your coverage expires.

Insurance terms

An expiration date is the day your insurance policy lapses. Your insurance coverage will typically end at midnight on your policy's expiration date.

Insurance terms

A claimant is a person or business entity that files a claim to receive payment for a specific loss under the terms of an insurance policy.

Small business tips

Even if you’ve done nothing wrong, someone can still sue your IT business. Learn how to prepare for this possibility.

Small business insurance

Typically, you need to contact your insurance carrier directly when you want to file a commercial insurance claim. But the steps you take may differ based on whether you're filing a property claim or a liability claim.

IT / Tech professionals

Learn how to protect your IT consulting business by understanding the liability risks and taking steps to safeguard your assets.

Small business tips

A duty to defend clause in your liability policy means your insurance company must work out the details of your legal defense.

General liability insurance

Commercial general liability insurance isn't usually required by law. However, you might need this policy to sign a lease or work with some clients.

General liability insurance

As an independent contractor, general liability insurance might not top your list of priorities. But when something goes wrong, it can protect you from expensive legal costs.

Certificate of insurance

A certificate of insurance (COI) for commercial general liability insurance proves that your company carries this coverage. The document summarizes important information about your policy in a single page.

Insurance terms

Business insurance is designed to protect your company against insurable risk, or the likelihood of a loss. But it's important to understand that even the most comprehensive insurance policies don't cover every type of risk.

Insurance terms

An additional insured is a business, individual, or other entity included in a general liability policy in addition to the named insured. Additional insureds are typically covered only during a loss claim that directly affects them.

Insurance terms

The aggregate limit is the maximum amount your insurance company will pay for all covered claims filed during your policy period.

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