Topic

General liability insurance

Insurance terms

An additional insured is a business, individual, or other entity included in a general liability policy in addition to the named insured. Additional insureds are a way of extending your liability insurance coverage to another person or business.

Insurance terms

A grace period is the additional time your insurance company gives you to pay your premium before your coverage expires.

Small business tips

Online businesses face numerous risks that could lead to severe financial losses. These three online business liability insurance policies can help protect your company.

Insurance terms

The per-occurrence limit is the maximum amount of insurance money you'll get for claims from a single incident.

Small business tips

Even if you’ve done nothing wrong, someone can still sue your IT business. Learn how to prepare for this possibility.

Insurance terms

Business insurance is designed to protect your company against insurable risk, or the likelihood of a loss. But it's important to understand that even the most comprehensive insurance policies don't cover every type of risk.

General liability insurance

Every liability insurance policy is different. Who is covered by your liability insurance depends on a few factors, including the type of insurance and any modifications made to the policy.

Small business tips

A duty to defend clause in your liability policy means your insurance company must work out the details of your legal defense.

IT / Tech professionals

Learn how to protect your IT consulting business by understanding the liability risks and taking steps to safeguard your assets.

Small business insurance

Typically, you need to contact your insurance carrier directly when you want to file a commercial insurance claim. But the steps you take may differ based on whether you're filing a property claim or a liability claim.

Insurance terms

Want your insurer in your corner? A duty to defend policy makes it an insurer's obligation to provide legal defense for a lawsuit, instead of just compensating you for the claim.

Insurance terms

An expiration date is the day your insurance policy lapses. Your insurance coverage will typically end at midnight on your policy's expiration date.

Insurance terms

An insurance renewal is the end of the term of your policy, at which point, you'll need to determine if you'd like to continue under the same policy with the same insurance carrier.

Insurance terms

When you have vicarious liability for something, it means you could be held legally responsible for any resulting harm even though you didn't directly cause it. For example, a tech company could be held accountable for the actions of an employee.

Insurance terms

A tortfeasor is a business or individual accused of a tort, which is an act that harms another entity. Torts are often unintentional, but the tortfeasor can still be held liable for damages.

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