Topic

Property insurance

Property insurance
What is commercial property insurance?
Commercial property insurance kicks in when a building, inventory or equipment is lost, stolen or damaged. Explore your options and save with TechInsurance’s free quotes.
Property insurance
How much does commercial property insurance cost?

The cost of commercial property insurance primarily depends on the value of the business property your tech company wants to insure.

Business owner's policy
Business owner’s policy (BOP) eligibility

Find out if your tech company is eligible for this policy, which bundles general liability insurance and commercial property insurance at a discount.

Property insurance
What office insurance does your small business need?

Buying or renting an office is a big step for a small tech company – so you’ll want to make sure to protect your investment with office insurance. While commercial property insurance pays for damage to your building and belongings, you’ll likely need other policies as well.

Property insurance
Which business insurance policies cover computers and laptops?

Insuring your business's laptops, desktops, and other electronics is a necessity when you work in tech. Learn which policies include computer or laptop insurance.

Insurance terms
Actual cash value
The actual cash value is how much your business property is worth in its current state. This value is calculated by subtracting the depreciation from the replacement cost.
Property insurance
How do I file a business insurance claim?

Typically, you need to contact your insurance carrier directly when you want to file a commercial insurance claim. But the steps you take may differ based on whether you're filing a property claim or a liability claim.

Insurance terms
Open perils
A commercial property insurance policy that covers open perils protects your business possessions from most causes of loss or damage. However, this option is typically more expensive than a policy that covers named perils.
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