Topic

Business interruption insurance

Business interruption insurance
If a fire or other incident shuts down operations at your company, business interruption insurance can pay for lost revenue, day-to-day expenses, and rent or relocation costs.
Business interruption insurance

The cost of adding business interruption insurance to your commercial property insurance or business owner’s policy depends on the value of your business property, among other factors.

Insurance terms
<dfn>Named perils</dfn> coverage is a type of business property insurance that only protects you from hazards and risks explicitly described in your insurance policy.
Insurance terms

A commercial property insurance policy that covers <dfn>open perils</dfn> protects your business possessions from most causes of loss or damage. However, this option is typically more expensive than...

Insurance terms
A <dfn>qualifying event</dfn> is any significant change to your business that affects your insurance requirements.
Insurance terms
An insurance policy with <dfn>all-risk coverage</dfn> covers claims from all incidents that aren&rsquo;t specifically omitted in your contract.
Business interruption insurance

This policy can pay for operating expenses and lost revenue when a fire or other incident covered by your commercial property insurance forces your business to close.

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