State laws

Colorado state law requires that all employees, whether they are part-time or full-time, be covered by workers’ compensation insurance, with limited exceptions.

Arkansas requires any business that has three or more employees to carry workers' compensation insurance.

Arizona workers' compensation law now permits settlements to be reached in workers' compensation cases. When an employee is injured on the job, settlements can benefit both an employer and the affected employee.

Alaska requires any business with one or more employees to purchase workers’ comp insurance, unless the employer has received approval to self-insure their workers’ compensation claims.

Workers' compensation insurance covers the cost of work-related injuries. It's required for California businesses that have employees and every licensed contractor.

Regulations for workers’ compensation insurance vary by state. Learn more about workers’ compensation state laws and how they apply to your small business.

Workers' compensation insurance covers the cost of work-related injuries. It's required for Alabama businesses that have five or more employees.