State laws

Connecticut requires businesses to carry workers’ compensation insurance if they have one employee or more, regardless of whether they’re contract, part-time, full-time, and regardless of the employee’s average weekly wage.

Workers' compensation insurance is required for all Florida businesses with four or more employees. Construction businesses must have coverage for every employee.

Workers' compensation insurance covers the cost of work-related injuries. It's required for all Georgia businesses that have three or more employees.

Alaska requires any business with one or more employees to purchase workers’ comp insurance, unless the employer has received approval to self-insure their workers’ compensation claims.

Workers' compensation insurance covers the cost of work-related injuries. It's required for Alabama businesses that have five or more employees.

Arkansas requires any business that has three or more employees to carry workers' compensation insurance.

Arizona workers' compensation law now permits settlements to be reached in workers' compensation cases. When an employee is injured on the job, settlements can benefit both an employer and the affected employee.