State laws
Colorado state law requires that all employees, whether they are part-time or full-time, be covered by workers’ compensation insurance, with limited exceptions.
Delaware law requires businesses to carry workers’ compensation insurance if they have one employee or more, regardless of whether they’re contract, part-time, full-time. This policy provides financial protection against work-related injuries.
Connecticut requires businesses to carry workers’ compensation insurance if they have one employee or more, regardless of whether they’re contract, part-time, full-time, and regardless of the employee’s average weekly wage.
Workers' compensation insurance is required for all Florida businesses with four or more employees. Construction businesses must have coverage for every employee.
Alaska requires any business with one or more employees to purchase workers’ comp insurance, unless the employer has received approval to self-insure their workers’ compensation claims.
Workers' compensation insurance covers the cost of work-related injuries. It's required for Alabama businesses that have five or more employees.
Arkansas requires any business that has three or more employees to carry workers' compensation insurance.
Arizona workers' compensation law now permits settlements to be reached in workers' compensation cases. When an employee is injured on the job, settlements can benefit both an employer and the affected employee.
