State laws

Arkansas requires any business that has three or more employees to carry workers' compensation insurance.

Workers' compensation insurance covers the cost of work-related injuries. It's required for all Idaho businesses that have one or more employees.

Workers' compensation insurance covers the cost of work-related injuries. It's required for all Oklahoma businesses that have full-time and/or part-time employees, unless they are self-employed or qualify for an exemption.

Workers' compensation insurance covers the cost of work-related injuries. It's required for all Utah businesses that have employees, unless they are self-employed or qualify for an exemption.

Workers' compensation insurance is required for all Florida businesses with four or more employees. Construction businesses must have coverage for every employee.

Workers' compensation insurance covers the cost of work-related injuries. It's required for all Nebraska businesses that have employees, including part-time workers.

Workers' compensation insurance covers the cost of work-related injuries. It's required for all New Jersey businesses that have employees, including part-time workers.

Workers' compensation insurance covers the cost of work-related injuries. It's required for all Georgia businesses that have three or more employees.

Workers' compensation class codes are unique sets of numbers that help insurers determine the level of risk for different professions. Classifying employees correctly can help businesses avoid overpaying for workers' compensation insurance.