Workers' compensation insurance
Hawaii law requires every business with employees to carry workers’ compensation insurance. This policy provides medical benefits for employees who are injured on the job.
Kansas law requires every business with employees to provide workers’ compensation insurance. This policy covers the cost of medical treatment for injured workers.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Georgia businesses that have three or more employees.
Delaware law requires businesses to carry workers’ compensation insurance if they have one employee or more, regardless of whether they’re contract, part-time, full-time. This policy provides financial protection against work-related injuries.
Connecticut requires businesses to carry workers’ compensation insurance if they have one employee or more, regardless of whether they’re contract, part-time, full-time, and regardless of the employee’s average weekly wage.
Arizona workers' compensation law now permits settlements to be reached in workers' compensation cases. When an employee is injured on the job, settlements can benefit both an employer and the affected employee.
Alaska requires any business with one or more employees to purchase workers’ comp insurance, unless the employer has received approval to self-insure their workers’ compensation claims.
Workers' compensation insurance covers the cost of work-related injuries. It's required for Alabama businesses that have five or more employees.
Arkansas requires any business that has three or more employees to carry workers' compensation insurance.
Workers’ compensation insurance pays medical costs and lost wages for an employee's work-related illness or injury, and protects business owners from liability. It's required by law in almost every state for businesses that have employees.
Workers' compensation class codes are unique sets of numbers that help insurers determine the level of risk for different professions. Classifying employees correctly can help businesses avoid overpaying for workers' compensation insurance.
A rider is an insurance modification that adds extra protection to a policy and enables businesses to customize it to their specific needs.
An insurance renewal is the end of the term of your policy, at which point, you'll need to determine if you'd like to continue under the same policy with the same insurance carrier.