State laws

Workers' compensation class codes are unique sets of numbers that help insurers determine the level of risk for different professions. Classifying employees correctly can help businesses avoid overpaying for workers' compensation insurance.

Workers' compensation insurance covers the cost of work-related injuries. It's required for all Oregon businesses that have employees, including part-time workers.

Workers' compensation insurance covers the cost of work-related injuries. It's required for all Virginia businesses that have three or more employees.

Workers' compensation insurance covers the cost of work-related injuries. It's required for all Ohio businesses that have employees, unless they are self-employed or qualify for an exemption.

Regulations for workers’ compensation insurance vary by state. Learn more about workers’ compensation state laws and how they apply to your small business.