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Business Insurance for Telecommunications Companies
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Why do telecom companies need business insurance?
Your clients rely on smoothly working systems for effective communication. If there’s a disruption, your business could face a lawsuit. Insurance for cable installers and other telecom professionals helps pay legal expenses and more.
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6 policies every telecommunications professional should consider
Clients, landlords, or state laws may require telecom specialist or cable installer insurance. Business insurance can prevent financial loss in the event of an injury, property damage, lawsuit, or data breach.
Errors and omissions insurance (E&O)
E&O insurance can cover your telecom business's legal costs if you're sued over a professional mistake. It's sometimes called professional liability insurance.
BEST FOR
- Disruptions in telecommunication service
- Mistakes in network installation or maintenance
- Accusations of professional negligence
Cyber liability insurance
This policy helps your telecom business recover from data breaches and cyberattacks. It can also pay your legal costs if a client sues over a breach.
BEST FOR
- Lawsuits from clients affected by a breach
- Notifying affected clients about a breach
- Fraud detection and monitoring
Fidelity bonds
A fidelity bond protects your business if a customer accuses one of your employees of theft. It’s also sometimes called an employee dishonesty bond.
BEST FOR
- Unlawful data access by your employee
- Illegal money transfer by your employee
- Other employee theft or fraud
Business owner’s policy (BOP)
A BOP bundles general liability insurance with commercial property insurance. Small telecom businesses can save money on insurance when they choose this policy.
BEST FOR
- Accidental customer injuries
- Accidental damage to customer property
- Damaged business property
General liability insurance
This policy protects your business from common risks faced by small businesses. It's often required in telecommunications contracts and commercial leases.
BEST FOR
- Accidental customer injuries
- Accidental damage to customer property
- Libel, defamation, and copyright lawsuits
Workers’ compensation
State law usually requires your telecom business to purchase this policy if it has employees. It covers medical bills when an employee is injured on the job.
BEST FOR
- Medical bills from work injuries
- Partial wages while employees recover
- Lawsuits over work injuries
Looking for different coverage? Check out our other policies.
Insurance costs for tech professionals
Median costs come directly from policies purchased by TechInsurance customers.
General liability: $28 per month
Errors and omissions: $61 per month
View more sample costs.
Start a free application to see how much insurance will cost for your business.
Why telecom companies choose TechInsurance
Protect against common risks
A lawsuit or data breach can devastate your telecommunications company. Prevent financial losses with policies tailored for your needs.
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