Liability insurance includes a wide range of policies for tech businesses:
General liability insurance protects your business from lawsuits over personal injuries and property damage involving a client, delivery person, or anyone else who doesn’t work at your company.
Errors and omissions insurance (E&O) provides coverage when a client sues your business over a missed deadline, a bug in an application, or another work mistake.
Cyber liability insurance pays for legal expenses, credit monitoring services, and other recovery costs caused by a data breach or cyberattack.
Commercial auto insurance covers the cost of property damage and personal injuries if your company car is involved in an accident.
Hired and non-owned auto insurance (HNOA) provides liability protection for personal, rented, and leased vehicles that your company uses for business purposes.
Directors and officers insurance (D&O) protects board members and officers from liability if they are sued for a decision they made on behalf of your business.
Employment practices liability insurance (EPLI) covers legal expenses if an employee sues your business for harassment, discrimination, or another violation of employee rights.
Umbrella liability insurance increases the policy limit of your general liability, employer’s liability, or commercial auto insurance policy.