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Business Insurance for Web Designers
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Why do web designers need business insurance?
If a client thinks a website you built isn't effective, your business could face a lawsuit. Business insurance for web designers can cover client lawsuits, injuries, property damage, and other risks.
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TechInsurance helps web designers compare insurance quotes from top U.S. providers with one easy online application.
6 policies every web designer should consider
Clients, landlords, or state laws may require web designers to get insured. Business insurance could prevent financial loss in the event of an injury, property damage, lawsuit, or data breach.
Errors and omissions insurance (E&O)
This policy can help pay for a web designer's legal costs if they're sued over a mistake or oversight. It's also called professional liability insurance.
BEST FOR
- Broken links and other design errors
- Websites that don't meet client expectations
- Websites that are not completed on time
Cyber liability insurance
This policy helps your web design business recover from a data breach or cyberattack. It also covers lawsuits from clients affected by a breach.
BEST FOR
- Fraud detection and monitoring services
- Client notification after a breach
- Lawsuits from clients affected by a breach
Fidelity bonds
A fidelity bond protects your business if a client accuses one of your employees of theft or fraud. It’s also called an employee dishonesty bond.
BEST FOR
- Unlawful data access by your employee
- Illegal money transfer by your employee
- Other employee theft or fraud
Business owner’s policy (BOP)
A BOP bundles general liability insurance with commercial property insurance. Many insurance companies offer web designers a discount when they choose this policy.
BEST FOR
- Client injuries at your office
- Accidental damage to client property
- Lost or damaged business property
General liability insurance
This policy protects your business from the most common liabilities faced by web designers. It's often required in client contracts and commercial property leases.
BEST FOR
- Client injuries at your office
- Accidental damage to client property
- Defamation and copyright lawsuits
Workers’ compensation
State law usually requires that web design businesses with employees carry this policy. It covers medical costs and lost wages for work-related injuries and illnesses.
BEST FOR
- Medical bills from employee work injuries
- Partial wages while employees recover
- Lawsuits over work injuries
Looking for different coverage? Check out our other policies.
Insurance costs for tech professionals
Median costs come directly from policies purchased by TechInsurance customers.
General liability: $28 per month
Errors and omissions: $61 per month
View more sample costs.
Start a free application to see how much insurance will cost for your business.
Why web designers choose TechInsurance
Protect against common risks
A lawsuit or data breach could devastate your web design business. Prevent financial losses with policies tailored for your needs.
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