If any incident covered by your general liability, employer's liability (part of workers’ compensation), or hired and non-owned auto insurance exceeds your policy limit, commercial umbrella insurance covers the extra costs.
Sole proprietors face many of the same risks as larger tech companies, which makes business insurance just as important. Discover recommended policies for sole proprietors in IT.
If you’re self-employed, it may not seem important whether you consider yourself an independent contractor or freelancer. But it may matter to prospective clients.
Lawsuits, even frivolous lawsuits, can cost your business valuable time and money.
Errors and omissions insurance covers the cost of legal expenses when a client sues over the quality of a tech professional's work. It can help pay attorney’s fees, judgments, settlements, and other costs.
Fidelity bonds cover the cost of replacing stolen money or property when a dishonest employee commits fraud, theft, or forgery to steal from your business or your clients.