Sole proprietors face many of the same risks as larger tech companies, which makes business insurance just as important. Discover recommended policies for sole proprietors in IT.
If you’re self-employed, it may not seem important whether you consider yourself an independent contractor or freelancer. But it may matter to prospective clients.
Errors and omissions insurance covers the cost of legal expenses when a client sues over the quality of a tech professional's work. It can help pay attorney’s fees, judgments, settlements, and other costs.
If your tech business offers expert advice or provides professional services, you should strongly consider professional liability insurance to protect your company from costly lawsuits. Here’s why you may need this coverage, when it’s required, and how it can safeguard your business.
Lawsuits, even frivolous lawsuits, can cost your business valuable time and money.
If any incident covered by your general liability, employer's liability (part of workers’ compensation), or commercial auto insurance exceeds your policy limit, commercial umbrella insurance covers the extra costs.