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Business Insurance for IT Staffing Agencies
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Why do IT staffing agencies need business insurance?
If you or an employee makes a mistake, your business could face a lawsuit. Insurance for IT staffing firms can cover client lawsuits, injuries, property damage, and other risks.
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6 policies every IT staffing agency should consider
Clients, landlords, or state laws may require IT staffing insurance. Business insurance could prevent financial loss in the event of an injury, property damage, lawsuit, or data breach.
Errors and omissions insurance (E&O)
This policy covers lawsuits over mistakes or oversights made by an IT staffing firm. You may also see E&O called professional liability insurance.
BEST FOR
- Disputes over staffing choices
- Professional mistakes
- Accusations of negligence
Cyber liability insurance
This policy can help your IT staffing agency recover from a data breach or cyberattack. It can also cover your legal bills if a client sues over a data breach.
BEST FOR
- Lawsuits from clients affected by a breach
- Notifying affected clients about a breach
- Fraud detection and monitoring
Fidelity bonds
A fidelity bond protects your temp staffing agency if a client accuses one of your employees of theft or fraud. It’s also called an employee dishonesty bond.
BEST FOR
- Unlawful data access by an agency employee
- Illegal electronic funds transfer by an employee
- Other employee theft or fraud
Business owner’s policy (BOP)
A BOP combines general liability insurance with commercial property insurance at a discount. Small staffing agencies are often eligible for this bundle.
BEST FOR
- Accidental client injuries at your agency
- Accidental damage to client property
- Damaged or lost business property
General liability insurance
This policy protects your staffing agency from many basic small business risks. It's often required in client contracts and commercial property leases.
BEST FOR
- Accidental client injuries at your agency
- Accidental damage to client property
- Libel, defamation, and copyright lawsuits
Workers’ compensation
State law usually requires IT staffing businesses that have employees to purchase this policy. It helps pay medical costs from work injuries and illnesses.
BEST FOR
- Medical bills from employee injuries
- Partial wages while employees recover
- Lawsuits over work injuries
Looking for different coverage? Check out our other policies.
Insurance costs for tech professionals
Median costs come directly from policies purchased by TechInsurance customers.
General liability: $28 per month
Errors and omissions: $61 per month
View more sample costs.
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Why IT staffing agencies choose TechInsurance
Protect against common risks
A lawsuit or data breach can devastate your IT staffing business. Prevent financial losses with policies tailored for your needs.
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