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Business Insurance for Cybersecurity Professionals

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Why do cybersecurity professionals need business insurance?

If a client experiences a cyberattack, your company could be held responsible. Gain protection against lawsuits, medical expenses from accidents, and other unexpected costs with policies designed for cybersecurity professionals.

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Get the right coverage quickly

TechInsurance helps cybersecurity professionals compare insurance quotes from top U.S. providers with one easy online application.

6 policies every cybersecurity professional should consider

Clients, landlords, or state laws may require cybersecurity professionals to be insured. Business insurance could prevent financial losses in the event of an injury, property damage, lawsuit, or data breach.

General liability insurance

General liability insurance icon

This policy protects you from basic risks that most small cybersecurity businesses face. It's often required by client contracts and commercial leases.

BEST FOR
  • Accidental client injuries
  • Accidental damage to client property
  • Libel, defamation, and copyright lawsuits

Business owner’s policy (BOP)

Business owner’s policy icon

A business owner's policy (BOP) bundles general liability insurance with commercial property insurance. Many insurance providers offer cybersecurity professionals a discount if they choose a BOP.

BEST FOR
  • Accidental client injuries
  • Accidental damage to client property
  • Damaged business property, including laptops

Errors and omissions insurance (E&O)

Errors and omissions insurance icon

This option protects against lawsuits over mistakes or oversights made by a cybersecurity professional. You may also see E&O coverage referred to as professional liability insurance.

BEST FOR
  • Software that doesn’t meet requirements
  • Failure to deliver software by a deadline
  • Errors in code

Cyber liability insurance

Cyber liability insurance icon

This policy covers the cost of recovering from a data breach or cyberattack. It can also protect your business against lawsuits from clients affected by a breach.

BEST FOR
  • Lawsuits from clients affected by a breach
  • Notifying affected clients about a breach
  • Fraud detection and monitoring

Fidelity bonds

Fidelity bond icon

A fidelity bond protects your cybersecurity business when a client accuses one of your employees of theft. It’s also called an employee dishonesty bond.

BEST FOR
  • Unlawful data access by your employee
  • Illegal electronic funds transfer by your employee
  • Other employee theft or fraud

Workers’ compensation

Workers’ compensation insurance icon

State law usually requires cybersecurity businesses that have employees to purchase this policy. It helps pay medical costs from work-related injuries and illnesses.

BEST FOR
  • Medical bills from employee work injuries
  • Partial wages while employee recovers
  • Lawsuits over work injuries

Looking for different coverage? Check out our other policies.

Insurance costs for tech professionals

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Median costs come directly from policies purchased by TechInsurance customers.

General liability: $28 per month
Errors and omissions: $61 per month
View more sample costs.

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Why cybersecurity professionals choose TechInsurance

Protect against common risks

A lawsuit or data breach can devastate your cybersecurity business. Prevent financial losses with policies tailored for your needs.

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