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Business Insurance for Computer Repair Professionals

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Computer Hardware Installation / Repair
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Why do computer repair professionals need business insurance?

Your clients trust you with their most sensitive information and devices. Insurance for computer repair businesses can help pay for lawsuits over accidental damage, data breaches, and other risks.

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Get the right coverage quickly

TechInsurance helps computer repair professionals compare insurance quotes from top U.S. providers with one easy online application.

6 policies every computer repair professional should consider

Clients, landlords, or state laws may require computer repair insurance. Business insurance could prevent financial losses in the event of an injury, property damage, lawsuit, or data breach.

Errors and omissions insurance

Errors and omissions insurance icon

This policy can help pay for lawsuits over mistakes made by a repair technician. You may also see E&O coverage referred to as professional liability insurance.

  • Failure to resolve a problem
  • Computer repair mistakes
  • Accusations of negligence

Cyber liability insurance

Cyber liability insurance icon

This policy helps your business recover from a data breach or cyberattack. It can also pay your legal costs if a client affected by a data breach sues your repair shop.

  • Lawsuits from clients affected by a breach
  • Notifying affected clients about a breach
  • Fraud detection and monitoring

Fidelity bonds

Fidelity bond icon

A fidelity bond provides reimbursement if a client accuses one of your employees of theft. It’s also called an employee dishonesty bond.

  • Unlawful data access by a technician
  • Illegal electronic funds transfer by an employee
  • Other employee theft or fraud

Business owner’s policy

Business owner’s policy icon

A BOP bundles general liability insurance with commercial property insurance. Many providers offer small repair shops a discount if they choose this policy.

  • Accidental customer injuries
  • Accidental damage to a customer's computer
  • Damaged business property

General liability insurance

General liability insurance icon

This policy protects your repair shop from basic risks that most small businesses face. It's often required in client contracts and commercial property leases.

  • Accidental customer injuries
  • Accidental damage to a customer's computer
  • Libel, defamation, and copyright lawsuits

Workers’ compensation

Workers’ compensation insurance icon

State law usually requires that any computer repair business with employees purchase this policy. It helps pay medical costs from work injuries and illnesses.

  • Medical bills from employee work injuries
  • Partial wages while the employee recovers
  • Lawsuits over work injuries

Looking for different coverage? Check out our other policies.

Insurance costs for tech professionals

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Median costs come directly from policies purchased by TechInsurance customers.

General liability: $28 per month
Errors and omissions: $61 per month
View more sample costs.

Start a free application to see how much insurance will cost for your business.

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Why computer repair professionals choose TechInsurance

Protect against common risks

A lawsuit or data breach can devastate your computer repair business. Prevent financial losses with policies tailored for your needs.

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