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Business Insurance for Computer Repair Professionals
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Why do computer repair professionals need business insurance?
Your clients trust you with their most sensitive information and devices. Insurance for computer repair businesses can help pay for lawsuits over accidental damage, data breaches, and other risks.
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6 policies every computer repair professional should consider
Clients, landlords, or state laws may require computer repair insurance. Business insurance could prevent financial losses in the event of an injury, property damage, lawsuit, or data breach.
Errors and omissions insurance (E&O)
This policy can help pay for lawsuits over mistakes made by a repair technician. You may also see E&O coverage referred to as professional liability insurance.
BEST FOR
- Failure to resolve a problem
- Computer repair mistakes
- Accusations of negligence
Cyber liability insurance
This policy helps your business recover from a data breach or cyberattack. It can also pay your legal costs if a client affected by a data breach sues your repair shop.
BEST FOR
- Lawsuits from clients affected by a breach
- Notifying affected clients about a breach
- Fraud detection and monitoring
Fidelity bonds
A fidelity bond provides reimbursement if a client accuses one of your employees of theft. It’s also called an employee dishonesty bond.
BEST FOR
- Unlawful data access by a technician
- Illegal electronic funds transfer by an employee
- Other employee theft or fraud
Business owner’s policy (BOP)
A BOP bundles general liability insurance with commercial property insurance. Many providers offer small repair shops a discount if they choose this policy.
BEST FOR
- Accidental customer injuries
- Accidental damage to a customer's computer
- Damaged business property
General liability insurance
This policy protects your repair shop from basic risks that most small businesses face. It's often required in client contracts and commercial property leases.
BEST FOR
- Accidental customer injuries
- Accidental damage to a customer's computer
- Libel, defamation, and copyright lawsuits
Workers’ compensation
State law usually requires that any computer repair business with employees purchase this policy. It helps pay medical costs from work injuries and illnesses.
BEST FOR
- Medical bills from employee work injuries
- Partial wages while the employee recovers
- Lawsuits over work injuries
Looking for different coverage? Check out our other policies.
Insurance costs for tech professionals
Median costs come directly from policies purchased by TechInsurance customers.
General liability: $28 per month
Errors and omissions: $61 per month
View more sample costs.
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Why computer repair professionals choose TechInsurance
Protect against common risks
A lawsuit or data breach can devastate your computer repair business. Prevent financial losses with policies tailored for your needs.
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