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Business Insurance for Database Administrators

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Why do database administrators need business insurance?

Mistakes in a database can lead to lost profits for a client – and a lawsuit for a database administration company. Business insurance can cover client lawsuits, injuries, property damage, data breaches, and other potential risks.

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TechInsurance helps database administrators compare insurance quotes from top U.S. providers with one easy online application.

6 policies every database administrator should consider

Clients, landlords, or state laws may require property or liability insurance for administrators. The following policies prevent financial losses in the event of an injury, property damage, lawsuit, or data breach.

Errors and omissions insurance

Errors and omissions insurance icon

If a client disputes the quality of a database administrator's work, E&O insurance covers your legal costs. It's sometimes called professional liability insurance.

  • Lost data or database downtime
  • Accusations of professional negligence
  • Errors or oversights in the database infrastructure

Cyber liability insurance

Cyber liability insurance icon

This policy covers the cost of recovering from a data breach or cyberattack. It can also pay your legal costs from lawsuits filed by affected clients.

  • Fraud detection and monitoring services
  • Client notification after a breach
  • Lawsuits from clients affected by a breach

Fidelity bonds

Fidelity bond icon

A fidelity bond protects your database administration business if a client accuses one of your employees of theft. It’s also called an employee dishonesty bond.

  • Unlawful data access by your employee
  • Illegal money transfer by your employee
  • Other employee theft or fraud

Business owner’s policy

Business owner’s policy icon

A BOP bundles general liability and commercial property insurance at a discount. Small database administration companies are usually eligible.

  • Accidental client injuries at your office
  • Accidental damage to client property
  • Damaged business property

General liability insurance

General liability insurance icon

General liability insurance covers the most common business lawsuits. It's often required in data administration contracts and commercial property leases.

  • Accidental client injuries at your office
  • Accidental damage to client property
  • Libel, defamation, and copyright lawsuits

Workers’ compensation

Workers’ compensation insurance icon

If your database administration business has employees, you'll probably need to purchase this policy to comply with state law. It covers work injuries and illnesses.

  • Medical bills from work injuries and illnesses
  • Partial wages while employees recover
  • Lawsuits over work injuries

Looking for different coverage? Check out our other policies.

Insurance costs for tech professionals

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Median costs come directly from policies purchased by TechInsurance customers.

General liability: $28 per month
Errors and omissions: $61 per month
View more sample costs.

Start a free application to see how much insurance will cost for your business.

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Why database administrators choose TechInsurance

Protect against common risks

A lawsuit or data breach can devastate your database administration business. Prevent financial losses with policies tailored for your needs.

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