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Business Insurance for Digital Marketing Professionals
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Why do digital marketing professionals need business insurance?
A mistake in digital marketing can set your client back substantially. Insurance for digital marketing professionals can help pay for client lawsuits, medical bills, property damage, and other risks.
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6 policies every digital marketing professional should consider
Clients, landlords, or state laws may require digital marketing insurance. Business insurance could prevent financial losses in the event of an injury, property damage, lawsuit, or data breach.
Errors and omissions insurance (E&O)
This policy can help pay for lawsuits over mistakes or oversights made by a digital marketing professional. You may also see E&O called professional liability insurance.
BEST FOR
- Mistakes in marketing materials
- Marketing materials delivered after the deadline
- Accusations of negligence
Cyber liability insurance
This policy helps digital marketers recover from data breaches and cyberattacks. It also provides coverage if clients blame your business for failing to prevent a breach.
BEST FOR
- Lawsuits over a data breach or cyberattack
- Notifying affected clients about a breach
- Fraud detection and monitoring
Fidelity bonds
A fidelity bond protects your business if a client accuses one of your employees of theft or fraud. It’s also called an employee dishonesty bond.
BEST FOR
- Unlawful data access by a marketing professional
- Illegal electronic funds transfer by your employee
- Other employee theft or fraud
Business owner’s policy (BOP)
A BOP bundles general liability insurance with commercial property insurance. Many providers offer digital marketing companies a discount if they choose this policy.
BEST FOR
- Accidental client injuries at your office
- Accidental damage to client property
- Damaged or lost business property
General liability insurance
This policy protects your marketing agency from basic risks that most small businesses face. It's often required by client contracts and commercial property leases.
BEST FOR
- Accidental client injuries at your office
- Accidental damage to client property
- Libel, defamation, and copyright lawsuits
Workers’ compensation
State law usually requires digital marketing businesses that have employees to purchase this policy. It helps pay medical costs from work injuries and illnesses.
BEST FOR
- Medical bills for employee injuries
- Partial wages while the employee recovers
- Lawsuits over work injuries
Looking for different coverage? Check out our other policies.
Insurance costs for tech professionals
Median costs come directly from policies purchased by TechInsurance customers.
General liability: $28 per month
Errors and omissions: $61 per month
View more sample costs.
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Why digital marketing professionals choose TechInsurance
Protect against common risks
A lawsuit or data breach can devastate your digital marketing business. Prevent financial losses with policies tailored for your needs.
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