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Business Insurance for IT Training Professionals

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Why do IT training professionals need business insurance?

If someone you train claims you didn’t teach them necessary skills, you could face a lawsuit. Gain coverage for lawsuits, medical bills from accidents, and other unexpected costs with policies designed for IT training professionals.
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Get the right coverage quickly

TechInsurance helps IT training professionals compare insurance quotes from top U.S. providers with one easy online application.

6 policies every IT training professional should consider

Clients, landlords, or state laws may require technology training companies to get insured. Business insurance could prevent financial loss in the event of an injury, property damage, lawsuit, or data breach.

Errors and omissions insurance (E&O)

Errors and omissions insurance icon

This policy covers lawsuits over professional disputes, like disagreements over the effectiveness of your training. It's also known as professional liability insurance.

BEST FOR
  • Failure to impart necessary skills
  • Failure to deliver promised certification
  • Missed training sessions

Cyber liability insurance

Cyber liability insurance icon

This insurance helps IT training companies recover from a data breach or cyberattack. It covers immediate recovery costs along with credit and fraud monitoring services.

BEST FOR
  • Notifying affected participants about a breach
  • Fraud detection and monitoring
  • Crisis management

Fidelity bonds

Fidelity bond icon

A fidelity bond protects your training program if a client accuses one of your employees of theft. It’s also called an employee dishonesty bond.

BEST FOR
  • Unlawful data access by your employee
  • Illegal electronic money transfer by your employee
  • Other employee theft or fraud

Business owner’s policy (BOP)

Business owner’s policy icon

A BOP provides general liability and commercial property insurance at a discounted rate. Many small IT training programs save money by purchasing a BOP.

BEST FOR
  • Accidental client injuries during your program
  • Damage to client property during your program
  • Lost, damaged, or destroyed business property

General liability insurance

General liability insurance icon

General liability insurance protects your training program from basic risks that most small businesses face. It might be required in a client contract or commercial lease.

BEST FOR
  • Accidental client injuries during your program
  • Damage to client property during your program
  • Libel, defamation, and copyright lawsuits

Workers’ compensation

Workers’ compensation insurance icon

If your IT training business has employees, state law usually requires this insurance policy. It covers medical bills and lost wages due to work-related injuries or illnesses.

BEST FOR
  • Medical costs for employee work injuries
  • Partial wages while employees recover
  • Lawsuits over work injuries and illnesses

Looking for different coverage? Check out our other policies.

Insurance costs for tech professionals

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Median costs come directly from policies purchased by TechInsurance customers.

General liability: $28 per month
Errors and omissions: $61 per month
View more sample costs.

Start a free application to see how much insurance will cost for your business.

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Why IT training professionals choose TechInsurance

Protect against common risks

A lawsuit or data breach can devastate your IT training business. Prevent financial losses with policies tailored for your needs.

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