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Business Insurance for IT Training Professionals
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Why do IT training professionals need business insurance?
If someone you train claims you didn’t teach them necessary skills, you could face a lawsuit. Gain coverage for lawsuits, medical bills from accidents, and other unexpected costs with policies designed for IT training professionals.
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6 policies every IT training professional should consider
Clients, landlords, or state laws may require technology training companies to get insured. Business insurance could prevent financial loss in the event of an injury, property damage, lawsuit, or data breach.
Errors and omissions insurance (E&O)
This policy covers lawsuits over professional disputes, like disagreements over the effectiveness of your training. It's also known as professional liability insurance.
BEST FOR
- Failure to impart necessary skills
- Failure to deliver promised certification
- Missed training sessions
Cyber liability insurance
This insurance helps IT training companies recover from a data breach or cyberattack. It covers immediate recovery costs along with credit and fraud monitoring services.
BEST FOR
- Notifying affected participants about a breach
- Fraud detection and monitoring
- Crisis management
Fidelity bonds
A fidelity bond protects your training program if a client accuses one of your employees of theft. It’s also called an employee dishonesty bond.
BEST FOR
- Unlawful data access by your employee
- Illegal electronic money transfer by your employee
- Other employee theft or fraud
Business owner’s policy (BOP)
A BOP provides general liability and commercial property insurance at a discounted rate. Many small IT training programs save money by purchasing a BOP.
BEST FOR
- Accidental client injuries during your program
- Damage to client property during your program
- Lost, damaged, or destroyed business property
General liability insurance
General liability insurance protects your training program from basic risks that most small businesses face. It might be required in a client contract or commercial lease.
BEST FOR
- Accidental client injuries during your program
- Damage to client property during your program
- Libel, defamation, and copyright lawsuits
Workers’ compensation
If your IT training business has employees, state law usually requires this insurance policy. It covers medical bills and lost wages due to work-related injuries or illnesses.
BEST FOR
- Medical costs for employee work injuries
- Partial wages while employees recover
- Lawsuits over work injuries and illnesses
Looking for different coverage? Check out our other policies.
Insurance costs for tech professionals
Median costs come directly from policies purchased by TechInsurance customers.
General liability: $28 per month
Errors and omissions: $61 per month
View more sample costs.
Start a free application to see how much insurance will cost for your business.
Why IT training professionals choose TechInsurance
Protect against common risks
A lawsuit or data breach can devastate your IT training business. Prevent financial losses with policies tailored for your needs.
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