General liability covers common risks for small businesses in Oklahoma, including customer property damage and injuries. Commercial leases often require this policy.
This policy is also called professional liability insurance. It protects professionals against lawsuits over mistakes, missed deadlines, and oversights.
This policy protects Oklahoma small businesses against data breaches and cyberattacks that affect your business or a client.
This policy bundles property insurance and general liability insurance. It's often the most cost-effective type of commercial insurance for an Oklahoma small business.
Oklahoma requires all small businesses with at least one employee to purchase workers’ comp. This policy can cover medical costs for work injuries.
This policy is required for vehicles owned by Oklahoma small businesses. It covers injuries and property damage in an accident, along with other types of damage.
Looking for different coverage? Check out our other policies.
Oklahoma state law requires businesses that have at least one employee, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
Vehicles owned by small businesses in Oklahoma must be covered by commercial auto insurance. Oklahoma requires a minimum of $25,000 bodily injury liability per person, $50,000 bodily injury liability per accident, and $25,000 property damage liability per accident.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Commercial insurance can be affordable for a small Oklahoma company. Factors that influence the cost include:
Our agents are experts in insurance for Oklahoma technology businesses. They can help you find policies that fit your company and fulfill state requirements. TechInsurance is licensed by the Oklahoma Insurance Department as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance and for surplus lines (license number 10012151). Verify our licensure with the National Association of Insurance Commissioners: select Oklahoma, licensee, business entity, and then enter our NPN or license number.