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Small Business Insurance for IT Professionals in New Mexico

Cost-Saving Tips

  • New Mexico companies paying more than $5,000 annually in workers' comp premiums must have an annual safety inspection that meets the minimum standards of New Mexico's workers' comp administration. The WCA can provide inspections by its own safety consultants at no cost.
  • For IT service companies based in New Mexico, famous for its wide open spaces, it's not unusual for employees to do a lot of driving between client sites. More time spent behind the wheel means a greater risk of accidents, so be sure you have the auto insurance coverage you need to protect your business.
  • If you're not sure whether you have adequate insurance coverage for your IT business, we can help. Contact the IT insurance experts at TechInsurance for a free risk evaluation and consultation.

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Called the "land of enchantment," New Mexico is famous for its historical attractions and breathtaking scenery that attract visitors from around the world. Tourism has resulted in many business opportunities in New Mexico, and the state government has implemented economic incentives to create new jobs1. If you've set up shop in this beautiful state, be sure you have the right insurance coverage to keep your IT business growing strong.

New Mexico Workers' Comp, Clarified

If you're in business in New Mexico and you have three or more employees, you're required by law to carry workers' compensation insurance coverage. It pays to know the nuances of your state's workers' compensation laws. The New Mexico workers' comp insurance experts at TechInsurance are happy to evaluate your workers' comp insurance needs, educate you about all possible cost-saving opportunities, and get you the coverage you need to comply with state laws and protect your employees.

Get fast, affordable coverage that's just the right fit for your IT business. Complete one online application and get your free, no-obligation quote fast. Choose the coverage you need, and we'll start your policy immediately.

If you're looking for any of the following types of insurance, we've got you covered:

Business Liability Insurance Package Policy.

You may have heard this type of coverage called a "BOP," or Business Owner's Policy. This policy packages general liability insurance with property coverage at one affordable rate, giving you protection if a client should be accidentally injured at your location or if one of your employees causes property damage or bodily injury at a client's site.

Professional Liability Insurance.

Commonly called "errors and omissions" or "E&O" insurance, this type of coverage protects you if your client should claim that mistakes, negligence or omissions you make on the job caused the client a financial loss. For professional services companies such as IT businesses, this is one type of insurance you shouldn't work without.

Workers' Compensation Insurance.

Many states require companies with employees to carry workers' comp insurance, which pays for medical care and disability coverage for your employees if they should suffer a work-related illness or injury.

Employment Practices Liability Insurance.

If you have employees, you need EPLI. This type of insurance protects you in the event that one of your employees claims an employment practice violation, such as sexual harassment; wrongful termination; or gender, race or age discrimination.



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