A person who files a claim in order to receive benefits.

In order to be a claimant, you must hold a "legal claim" on a business insurance policy, and in order to file the claim, you must be able to prove your identity and support the claim.

For example, if someone rear-ends your business vehicle, you may need to file a claim with your Commercial Auto Insurance provider and prove both your coverage and the cost of the damages before you can receive insurance benefits.