In size, natural resources and population, Virginia is one of the biggest states in the union. For IT small business owners, that means opportunity. But along with opportunity comes risk, so Virginia business insurance needs to be as comprehensive as the state itself. Many large corporations call Virginia home, including 29 Fortune 500 companies, 1 providing a solid base of business for IT service providers. To get the work, IT firms need to prove to these clients that they've got the right commercial insurance coverage.
Whether you're serving as the IT department for small companies, writing software on your own, or integrating networks for large corporations, your business is your livelihood. Because you have a lot at stake, you need to be sure that you have the right insurance to do business in Virginia. Contact the Virginia business insurance experts at TechInsurance to ensure that you have the customized policy you need, with maximum coverage at the most affordable rate.
Get fast, affordable coverage that's just the right fit for your IT business. Complete one online application and get your free, no-obligation quote in 24 hours or less. Choose the coverage you need, and we'll start your policy immediately.
If you're looking for any of the following types of insurance, we've got you covered:
Business Liability Insurance Package Policy. You may have heard this type of coverage called a "BOP," or Business Owner's Policy. This policy packages general liability insurance with property coverage at one affordable rate, giving you protection if a client should be accidentally injured at your location or if one of your employees causes property damage or bodily injury at a client's site.
Professional Liability Insurance. Commonly called "errors and omissions" or "E&O" insurance, this type of coverage protects you if your client should claim that mistakes, negligence or omissions you make on the job caused the client a financial loss. For professional services companies such as IT businesses, this is one type of insurance you shouldn't work without.
Workers' Compensation Insurance. Many states require companies with employees to carry workers' comp insurance, which pays for medical care and disability coverage for your employees if they should suffer a work-related illness or injury.
Employment Practices Liability Insurance. If you have employees, you need EPLI. This type of insurance protects you in the event that one of your employees claims an employment practice violation, such as sexual harassment; wrongful termination; or gender, race or age discrimination.