Since 1997, Over 51,000 Businesses Have Chosen Us As Their Technology Insurance Company
Errors and Omissions, Cyber Liability, Professional Liability, and Certificate of Liability Insurance--We're America's leading online provider of business and professional insurance for the IT industry.
Technology business insurance protects you and your business with coverage for claims related to allegations of negligent activities or failure to use reasonable care. As one of America's leading online providers of business insurance for computer consulting and IT services firms, TechInsurance has helped thousands of businesses and individuals get the small business liability insurance they need. When you buy insurance from us, you get exclusive access to the years of experience and expertise we have accumulated in the tech business insurance industry. You need business insurance specifically designed to address the risks associated with technology services.
In a technology business, errors and omissions are a common occurrence. Now more than ever there is a greater tendency for your clients to file a lawsuit when things go wrong. Business owners like you buy E&O insurance to protect their company and the people they employ. Errors and omissions insurance is a separate policy that covers you in the event someone claims you are liable for any of several types of actions. It could be that you're accused of being negligent, or simply that you failed to take some action. From the person whose job is to make recommendations to the person who offers installation advice for a product their company sells, almost every Tech professional has the potential to make a minor mistake that could lead to a major lawsuit.
Often purchased as part of a Technology Professional Liability policy, Cyber liability coverage is designed to protect your IT business against liability and expenses arising from the theft or loss of data, as well as liability and expenses arising from a breach of data security or privacy, particularly when you are hosting client information. While your clients should carry their own cyber liability for the data and personally identifiable and confidential information stored on their servers, tech business owners are wise to protect themselves with their own third-party coverage as well.
Professional Liability insurance protects your company from lawsuits and damages if your client holds you responsible for software performance, programming errors, or a breach of contract. Sometimes you can¹t personally do every job. A Professional liability policy insures not only your mistakes, but also the mistakes of the people and contractors you hire. As a technology business owner, how much is it worth to save yourself from a bad reputation, a lost client, or embarrassment resulting from a mistake? Allow us to customize a professional liability insurance policy for you that is affordable and effective.
A certificate of insurance is often required by clients in situations where risks and damages are a concern. For instance, a bank wants to hire a software developer from an IT staffing agency. The bank will most likely ask the agency to show them a certificate of insurance that proves that certain liabilities will be covered by insurance in the event the developer has a slip-up. The Certificate is a document that indicates your coverage amounts, carriers and policy effective dates.
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