Our trusted business insurance companies

To make sure our customers have a broad range of affordable insurance options, we source quotes from a variety of top-rated providers to find the right coverage for your small business.

The Hartford has proudly delivered insurance to people and businesses since 1810, offering them the support and protection they need to pursue their unique ambitions.

• AM Best rating: A+
• Customer rating: 4.8/5 for business claims
• Location: Hartford, CT
• Specialty: Property and casualty insurance, group benefits, and mutual funds

Liberty Mutual delivers tailored business insurance with expertise and care to help protect people, their property, and their reputations.

• AM Best rating: A (Excellent)
• Customer rating: 90% highly satisfied with claims process
• Location: Boston, MA
• Specialty: Property and casualty insurance

Acuity has provided business insurance since 1925, helping entrepreneurs and business owners protect their livelihood.

• AM Best rating: A+
• Customer rating: 96% claims satisfaction
• Location: Sheboygan, WI
• Specialty: Property and casualty insurance

PHLY specializes in 120+ niche industries and has 30 years of experience underwriting management and professional liability insurance.

• AM Best rating: A++
• Customer rating: 97% claims satisfaction
• Location: Bala Cynwyd, PA
• Specialty: Property and casualty, management, and professional liability insurance (E&O insurance)

AmTrust has grown to become an industry-leading insurance provider, focusing on small business insurance solutions with an emphasis on workers' compensation.

• AM Best rating: A- (Excellent)
• Location: New York, NY
• Specialty: Property and casualty insurance, specialty risks, and workers' compensation insurance

The Hanover approaches insurance as an opportunity to tailor a coverage plan that provides value and confidence to your business.

• AM Best rating: A (Excellent)
• Customer rating: 92% satisfaction rate
• Location: Worcester, MA
• Specialty: Business, specialty, and personal insurance

Nationwide offers a customized variety of commercial insurance policies to help small businesses run smoothly.

• AM Best rating: A+
• Location: Columbus, OH
• Specialty: Auto insurance, commercial insurance, mutual funds, retirement plans, and specialty health services

Hiscox has insured small businesses since 1901, supplying them with the confidence and risk management tools they need to realize their ambitions.

• AM Best rating: A (Excellent)
• Customer rating: 4.8/5
• Location: Chicago, IL
• Specialty: General liability, professional liability, business owner’s policy (BOP), and cyber liability insurance

Chubb provides insurance to a diverse group of clients, and as an underwriting company, they assess, assume, and manage risk with insight and discipline.

• AM Best rating: A++
• Location: Dedicated small business underwriting teams located in Simsbury, CT, Charlotte, NC, and Phoenix, AZ
• Specialty: Property and casualty insurance, and BOP

Travelers offers a wide range of business insurance options, designed to help business owners identify and reduce the risks their businesses face.

• AM Best rating: A++
• Customer rating: 98% satisfaction rate
• Location: Hartford, CT
• Specialty: Commercial property and casualty insurance, and personal insurance

Below are key insurance policies offered by our A-rated carriers.

General liability insurance protects against the most common third-party lawsuits, such as bodily injuries, property damage, and advertising injuries. It's often the first type of business insurance coverage that small businesses get.

For TechInsurance customers, the average cost of a general liability policy is $42 per month or $500 per year.

A business owner's policy bundles general liability coverage and commercial property insurance into one policy. It is a cost effective choice, often cheaper than buying these insurance policies separately. Businesses in low-risk industries with a small number of employees tend to qualify and choose a BOP.

TechInsurance customers pay an average cost of $57 per month or $684 annually for a business owner's policy.

Businesses that offer a professional service or give advice to clients need errors and omissions insurance (also known as professional liability insurance). It can help protect against dissatisfied clients who file a lawsuit over a mistake, missed deadline, or another complaint related to the quality of your work.

On average, errors and omissions insurance policies cost $61 per month or $735 annually.

Workers' compensation insurance helps pay for medical bills and other expenses related to work-related injuries. Most states require this coverage.

TechInsurance customers pay an average of $45 per month, or $542 annually, for workers' compensation insurance.

Companies that conduct business online are open to risk. Cyber insurance helps pay for the aftermath of a data breach or cyberattack at your business. This policy can also cover legal expenses if a client affected by a breach blames your company for failing to prevent it.

The average premium for TechInsurance customers is $145 per month or $1,740 annually.

Commercial auto insurance covers the cost of accidents that involve company-owned cars, including medical bills, property damage, and lawsuits from other drivers. Every state, except for New Hampshire and Virginia, requires that businesses with company vehicles have commercial auto insurance.

Most TechInsurance customers see an average cost of $147 per month, or $1,762 annually, for commercial auto insurance.

• Employment practices liability insurance (EPLI)
• Directors and officers insurance (D&O)
• Commercial umbrella insurance
• Commercial property insurance
• Fidelity bonds
• Hired and non-owned auto insurance (HNOA)
• Business interruption insurance
• Commercial crime insurance
• Inland marine insurance

TechInsurance is a trusted insurance expert for all small businesses, including startups, limited liability companies (LLCs), and freelancers, with extensive knowledge of the technology sector.

Technology professions that commonly partner with TechInsurance for their insurance needs include:

• Software developers
• App developers
• IT consultants
• Cybersecurity professionals
• Computer repair and service businesses

No matter your profession or state, you can speak with one of our dedicated consultants at any point in the process.

TechInsurance is a trusted insurance expert for small businesses, including contractors and consultants, with extensive knowledge of the IT sector. We help business owners compare quotes from top-rated providers, buy policies, and manage coverage online.

By completing TechInsurance's easy online application today, you can compare free quotes for small business insurance policies from top-rated U.S. carriers. Our insurance agents are available to help answer any questions you may have.

Once you find the right policies for your small business, you can begin coverage in less than 24 hours and get a certificate of insurance for your small business.