Small business insurance

Commercial insurance protects businesses, freelancers, and independent contractors against liability lawsuits, property damage, cyberattacks, and other risks that could devastate your company.

At TechInsurance, our #1 priority is to help you get affordable business insurance that meets all your unique business needs. That's why we partner with A-rated insurance carriers that offer the best insurance plans for our customers.

There's a wide range of business insurance policies that protect against different kinds of lawsuits and accidents. Find answers to your questions about insurance coverage, requirements, and costs.

If you’re a consultant, your clients, landlords, or state regulations may require you to carry general liability insurance, professional liability insurance, and workers' compensation. These key policies cover unexpected costs that could threaten what you’ve worked so hard to build.

Also known as errors and omissions insurance, professional liability insurance protects your company from client lawsuits over missed deadlines, mistakes, or negligence – regardless of whether you’re at fault.

State laws usually require businesses to buy workers' compensation insurance when they have employees. But even if you work as a sole proprietor, you may still need this coverage.

Liability claims can be a threat to your tech business. If you’re accused of injuring someone, damaging property, or causing other harm it could easily turn into a costly lawsuit. That’s why it's important to have the right insurance protection in place to cover a range of potential liability risks.

Your tech startup could be the next big thing. To take your company to the next level and secure your dream by protecting you, your investors, and your team with the right startup insurance.

Once you’ve registered as a limited liability company (LLC), your personal assets are protected against the risks of running a business. The next step is to make sure you have the right insurance coverage for your tech company.

Business liability insurance is any type of commercial insurance that defends against accusations that your business caused damage, injury, or loss. It's recommended for all small businesses because of the high cost of lawsuits.

Companies of all sizes in the tech industry face the same basic business risks. Business insurance can help IT independent contractors protect themselves from liability.

Large companies aren't the only ones vulnerable to lawsuits and other unplanned expenses. Tech freelancers face the same business risks, which is why they need insurance.

Technology errors and omissions insurance (tech E&O) and cyber insurance are two forms of protection against cyberattacks for small businesses. While tech E&O focuses on cybersecurity errors that harm your clients, cyber insurance offers financial coverage for breaches that directly affect your business.