small business insurance quotes
The coverages and limits that follow are for illustration only and are not recommendations.
We'll be pleased to provide a
free quote for your specific coverage needs.
$250,000 - $1,000,000 Annual Revenue
0 - 2 Staff
0 - 5 Programmers
The example below is based an a small company with up to $1,000,000 annual revenue
and up to 5 programmers. If this description is similar to your business, please
request an exact quote.
The above Workers Compensation premium is auditable. Following the expiration of
the policy term, the insurance company may contact you requesting a report of the
actual payroll during the policy period. If your actual payroll amounts are different
from the estimate provided on your application, it may result in an additional premium
charge or a premium credit. Also it is important to notify the carrier or our agency
when employees are hired during the year that reside or will be working for an extended
period of time outside of your companys domiciled State.
In most cases the insurance company will bill you directly for any General Liability,
Worker's Compensation, Umbrella, and Fidelity policies purchased. They will invoice
you four to six weeks after coverage is started.
The Errors and Omissions policy can either be paid in full prior to starting coverage
or we can arrange financing through a premium finance company. They require 30%
down and typically charge around 15% interest.
Figure out which insurance you need based on the language in your contracts.
Learn your risks, how insurance protects you, and what a typical policy costs.
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