Helpful Small Business Insurance Terms and Definitions
General Liability Insurance
Professional Liability Insurance
Errors and Omissions Insurance
Cyber Liability / Data Breach Insurance
Workers' Compensation Insurance
Business Owner’s Policy
Data Breach Insurance
Certificate of Liability Insurance
Additional Insurance Offerings
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Certificate of Liability insurance
Additional insurance protection you can purchase separately and "tack on" to your primary insurance policy.
A standard primary policy usually doesn't offer much room for modification (outside of choosing coverage amounts and deductibles), so a rider is a way for small-business owners to customize their policies to meet their unique needs.
For instance, you can add a Commercial Auto Coverage rider to your General Liability Insurance. Sometimes a rider is referred to as an "endorsement."
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