What Does General Liability Insurance Cover?
It’s easiest to understand what General Liability Insurance covers by comparing it to Professional Liability Insurance. As its name suggests, General Liability offers protection for the “general” things that can go wrong at your business – that is, the things that can go wrong at any business. If someone slips and falls on your floor, that’s a general liability exposure that could be covered under your policy.
On the other hand, Professional Liability Insurance covers lawsuits over your professional work: glitches, code errors, and delays in your projects. If your client is mad because you missed a deadline, Professional Liability Insurance can likely help.
General Liability Insurance doesn’t cover work-related issues, but it does cover many common accident, injury, and property damage lawsuits.