There’s a lot of peace of mind that comes from knowing your small business is insured. But it is important to understand your business's risks and what the various types of business liability insurance are intended to cover. For example, understanding what general liability insurance is not intended...
TechInsurance Small Business Center
Don't Let General Liability Policy Exclusions Catch You by Surprise
Monday, July 12, 2010 - General Insurance
What You Need To Know About Subcontractor Insurance Coverage
Thursday, July 08, 2010 - General Insurance
If you face a claim related to work done by your subcontractor, you don’t want to find out too late that your insurance policy won’t pay. If you’re hiring independent contractors, it pays to know in advance whether your business insurance policies provide coverage for them or the work...
Top 10 Workers’ Comp Insurance Questions
Tuesday, July 06, 2010 - General Insurance
What is workers’ compensation insurance? Workers' compensation insurance covers your employees' medical and disability expenses related to work-related illness and on-the-job injuries. Employers' liability coverage , which is normally included on a workers’ comp policy, protects your company...
Piercing the Corporate Veil
Friday, June 25, 2010 - General Insurance
By John B. Alsterda and Christine Polk Mohr, Davis McGrath L.L.C . A corporation is a legal entity created by or under the authority of the laws of a state. The corporation is distinct from the individuals who comprise it. That is, a corporation is distinct from its shareholders. The term “corporate...
Drive Carefully – and Drive Covered
Thursday, June 24, 2010 - Small Business
For many small businesses, "the office" is wherever the work is. And that, of course, requires travel – often, by car. Whether you and your employees drive your own vehicles, your business has company cars, or you rent a car to get around, knowing what kind of commercial auto insurance...
Answers to Small Businesses’ Top Five General Liability Questions
Wednesday, June 23, 2010 - Small Business
Commercial general liability insurance is one of the most commonly purchased types of small business insurance. But many small business owners still have lots of questions about what it is, why it’s needed, and how it works. Here are answers to the top five questions we hear from our small business...
Common Questions Marketing Consultants Have About Errors & Omissions Insurance
Tuesday, June 22, 2010 - Marketing Consultant
In the business of marketing consulting, some days the old saying, “what can go wrong, will go wrong,” holds true. While most engagements go according to plan, those that don’t can result in a disappointed client – or worse, a lawsuit. To protect against the high cost of a legal...
Keep It Out of Court: Dispute-Resolution Alternatives
Friday, June 18, 2010 - General Insurance
By Champ W. Davis, Jr. Attorney, Davis McGrath L.L.C . Generally, businesses enter into a contract expecting things to go smoothly, with contract obligations fulfilled and no disputes along the way. Unfortunately, such expectations aren’t always satisfied. When a contract dispute arises, one party...
What Management Consultants Need to Know About Errors and Omissions Insurance
Thursday, June 17, 2010 - Management Consultant
If you’re in the business of management consulting, you know that plenty can go wrong over the course of an engagement. Whether you actually make an error in judgment or things go awry due to events beyond your control, you’re at risk of a lawsuit if your client isn’t happy. Errors...
FAQ: Increasing and Decreasing E&O Insurance Policy Limits
Wednesday, June 16, 2010 - General Insurance
Many small business owners purchase higher limits on their errors & omissions insurance because their client contracts require it. But what about when those contracts expire? Is it a good idea to save a little money by reducing your professional liability policy limits? Or, what if you already have...
