small business insurance quotes
The average cost of business insurance for a small business varies widely depending
on a number of factors, including:
Before you make an insurance purchase decision, however, it's helpful to familiarize
yourself with a range of business insurance costs so you have an idea of what to
expect from a quote. The following examples of average business insurance quotes
are meant as samples only, purely for illustration purposes, and are not recommendations.
Keep in mind that your actual insurance costs could be wildly different, depending
on the structure and location of your business.
When you're ready to receive a quote for your own business, fill out our online
application and we'll send you free insurance quotes that you can compare
at your leisure. In the meantime, feel free to browse the following pages to get
an idea of what various types of business liability insurance policies typically
If you own a business, Commercial General Liability Insurance (also called General
Liability Insurance) is the first kind of coverage you should consider. The cost
of CGL Insurance depends largely on whether you're a sole proprietor, head of a
well-established company, or something in between. See sample General Liability
Errors and Omissions Insurance (commonly called E&O Insurance) protects small-business
owners from lawsuits alleging that their professional advice caused injury or financial
damage. E&O coverage is particularly important for tech professionals, who often
offer advice-based services and work with sensitive client data. See sample Errors & Omissions
Umbrella Insurance lets you extend the coverage limits on several of your existing
business liability insurance policies at once. In most cases, buying a single Umbrella
policy is more cost-effective than extending the limits on multiple policies individually.
Typically sold in coverage units of $1 million, the cost of Umbrella Insurance can
range significantly depending on the size of your business and the kind of work
See sample Umbrella Insurance quotes.
In much of the country, Workers' Compensation Insurance is mandatory for any business
with employees. This coverage protects business owners against costs associated
with workplace illness and injuries. The cost of Workers' Comp coverage depends
on the number of employees a business has, tax classification of those employees
(W-2 vs. 1099), the type of work they're doing, and more. See sample Workers' Compensation
This type of insurance protects business owners against employee fraud or dishonesty
that leads to loss or damage. The cost of a Fidelity Bond will depend in part on
the type of information you and your employees handle. See sample Fidelity Bond quotes.
Ready to find out how much business liability insurance will cost for your business?
Fill out an online application (the process should take about 15 minutes),
and one of our expert agents will send free insurance quotes to your email inbox.
You can compare the costs of quotes at your leisure and choose a policy that makes
sense for your coverage needs and your budget.
Figure out which insurance you need based on the language in your contracts.
Learn your risks, how insurance protects you, and what a typical policy costs.
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