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The Hartford

The Hartford

A.M. Best Rating


Year Founded



Hartford, CT




"achieve what's ahead"

Policy Overview

The Hartford Financial Services Group, Inc. (NYSE: HIG), one of the nation's largest diversified financial services companies, offers FailSafe GIGATM to provide coverage for damages and claims expenses caused by negligent acts, failure of the technology services to perform as intended, and breach of warranties or representations. The Hartford Failsafe policy is designed to provide broad coverage as a stand-alone policy, but is particularly well suited when combined with the Hartford Spectrum General Liability policy to eliminated unexpected coverage gaps between Errors and Omissions and General Liability coverage.

As an added convenience, when General Liability coverage is with Hartford, the Failsafe Errors and Omission policy can be billed in installment payments.

Reasons to Choose The Hartford for Technology Professional Liability

Broad Description of Covered Services

  • Development, Sales, Installation, Integration and/or Maintenance of: Hardware, Packaged Software and/or Custom Software
  • Consulting Services
  • Website Design/Hosting
  • Systems Outsource/Systems Facilities Management/ Administration
  • Application Services/Leasing (ASP, MSP etc.)
  • E-commerce Applications
  • Internet Access and Electronic Connectivity Services including Internet Service Providers, Application Service Providers, etc.
  • Implementation and customization of Customer Relationship Management (CRM) software

Coverage Highlights

  • Technology professional liability (E&O) products designed in conjunction and to work with General Liability products
  • Combined Hartford Direct Billing available with payment options
  • Specified Coverage for Independent Contractors and Clients
  • Breach of Warranties or Representations coverage grant with no Contractual Liability Exclusions
  • Worldwide Coverage Territory
  • Broad Definition of Technology Services
  • Subsidiaries Included in the Definition of Named Insured
  • Automatic Coverage for newly acquired or formed subsidiaries (90 days)
  • Broad reporting and grace period conditions
  • Security or System Attack Coverage grant available including failure to prevent the identity theft or disclosure of personally identifiable information stored in an electronic format
  • Intellectual Property Coverage grant available including coverage for software code
  • Personal Injury Coverage grant available
  • Defense Within the Limits

Please consult the policy for details and exclusions.

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