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Business Insurance for Web Developers
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Why do web developers need business insurance?
If a client isn't satisfied with a website, your business could face a lawsuit. Insurance for web developers can help pay for client lawsuits, injuries, property damage, and other risks.
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6 policies every web developer should consider
Clients, landlords, or state laws may require web developer insurance. Business insurance could prevent financial loss in the event of an injury, property damage, lawsuit, or data breach.
Errors and omissions insurance (E&O)
E&O insurance can help pay for lawsuits over a web developer's perceived work mistake or oversight. It's also called professional liability insurance.
BEST FOR
- Broken links and other development errors
- Websites that don't meet client expectations
- Failure to meet a deadline
Cyber liability insurance
This policy helps your web development firm recover from a data breach or cyberattack. It can also cover lawsuits from clients affected by a breach.
BEST FOR
- Fraud detection and monitoring services
- Client notification after a breach
- Lawsuits from clients affected by a breach
Fidelity bonds
If a client accuses one of your employees of theft or fraud, a fidelity bond provides reimbursement. It's also known as an employee dishonesty bond.
BEST FOR
- Unlawful data access by your employee
- Illegal money transfer by your employee
- Other employee theft or fraud
Business owner’s policy (BOP)
A BOP bundles general liability and commercial property insurance. Web developers can often get business insurance at a discount with this policy.
BEST FOR
- Client injuries at your office
- Accidental damage to client property
- Lost or damaged business property
General liability insurance
This policy protects your business from the most common liabilities faced by web developers. It's often required in client contracts and commercial leases.
BEST FOR
- Client injuries at your office
- Accidental damage to client property
- Defamation and copyright lawsuits
Workers’ compensation
This policy covers work injuries and illnesses. If your web development business has employees, you'll probably need workers' comp to comply with state law.
BEST FOR
- Medical bills from employee work injuries
- Partial wages while employees recover
- Lawsuits over work injuries
Looking for different coverage? Check out our other policies.
Insurance costs for tech professionals
Median costs come directly from policies purchased by TechInsurance customers.
General liability: $28 per month
Errors and omissions: $61 per month
View more sample costs.
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Why web developers choose TechInsurance
Protect against common risks
A lawsuit or data breach can devastate your web development business. Prevent financial losses with policies tailored for your needs.
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