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Business Insurance for SEO and SEM Professionals
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Why do SEO and SEM consultants need business insurance?
The goal of search engine optimization and search engine marketing is to increase traffic. If your methods fail, the result could be a lawsuit. SEO analyst insurance can cover client lawsuits, property damage, and other risks.
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6 policies every SEO and SEM professional should consider
Clients, landlords, or state laws may require SEO and SEM professionals to get insured. Business insurance could prevent financial loss in the event of an injury, property damage, lawsuit, or data breach.
Errors and omissions insurance (E&O)
E&O insurance can help pay for lawsuits over mistakes or oversights made by an SEO or SEM professional. It's sometimes called professional liability insurance.
BEST FOR
- Failure to deliver promised web traffic
- Mistakes or oversights in web content
- Missed content deadlines
Cyber liability insurance
This policy can help pay for recovery from a data breach or cyberattack. It can also protect SEO and SEM professionals against lawsuits from clients affected by a breach.
BEST FOR
- Fraud detection and monitoring services
- Client notification after a breach
- Lawsuits from clients affected by a breach
Fidelity bonds
This policy protects your SEO or SEM business if a client accuses one of your employees of theft or fraud. It’s also called an employee dishonesty bond.
BEST FOR
- Unlawful data access by your employee
- Illegal money transfer by your employee
- Other employee theft or fraud
Business owner’s policy (BOP)
A BOP includes both general liability and commercial property insurance. It helps small SEO and SEM businesses save money on business insurance.
BEST FOR
- Accidental client injuries at your office
- Accidental damage to client property
- Damaged business property
General liability insurance
This policy protects your business from basic risks that most small businesses face at some point. It's often required in SEO or SEM contracts and commercial leases.
BEST FOR
- Accidental client injuries at your office
- Accidental damage to client property
- Libel, defamation, and copyright lawsuits
Workers’ compensation
State law usually requires that SEO and SEM businesses with employees carry this policy. It pays medical bills and partial lost wages for employees with work-related injuries.
BEST FOR
- Medical bills from employee work injuries
- Partial wages while employees recover
- Lawsuits over work injuries
Looking for different coverage? Check out our other policies.
Insurance costs for tech professionals
Median costs come directly from policies purchased by TechInsurance customers.
General liability: $28 per month
Errors and omissions: $61 per month
View more sample costs.
Start a free application to see how much insurance will cost for your business.
Why SEO and SEM professionals choose TechInsurance
Protect against common risks
A lawsuit or data breach can devastate your search engine optimization business. Prevent financial losses with policies tailored for your needs.
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