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Business Insurance for App Developers
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Why do app developers need business insurance?
An error in your mobile app could lead to a lawsuit if a client loses money over it. Business insurance for app developers can help cover client lawsuits, injuries, property damage, and other risks.
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6 policies every mobile app developer should consider
Clients, landlords, or state laws may require app developers to get insured. Business insurance could prevent financial loss in the event of an injury, property damage, lawsuit, or data breach.
Errors and omissions insurance (E&O)
This policy protects app developers during a lawsuit over mistakes or oversights in their applications. It's also sometimes called professional liability insurance.
BEST FOR
- Software bugs
- Apps that don't meet client expectations
- Missed deadlines
Cyber liability insurance
This policy helps your app development business recover from a data breach or cyberattack. It can also help pay legal costs if a client sues over a data breach.
BEST FOR
- Fraud detection and monitoring services
- Client notification after a breach
- Lawsuits from clients affected by a breach
Fidelity bonds
A fidelity bond compensates your clients if they accuse one of your employees of theft or fraud. It’s also called an employee dishonesty bond.
BEST FOR
- Unlawful data access by your employee
- Illegal money transfer by your employee
- Other employee theft or fraud
Business owner's policy (BOP)
App developers can save money on business insurance by purchasing a BOP. This policy bundles general liability and commercial property insurance.
BEST FOR
- Client injuries at your office
- Accidental damage to client property
- Damaged business property
General liability insurance
General liability insurance protects your business from the most common liabilities faced by app developers. It's often required in client contracts and commercial leases.
BEST FOR
- Client injuries at your office
- Accidental damage to client property
- Libel, defamation, and copyright lawsuits
Workers' compensation
If your business has employees, you'll probably need to purchase this policy to comply with state law. It helps pay medical costs from work injuries and illnesses.
BEST FOR
- Medical bills from employee work injuries
- Partial wages while an employee recovers
- Lawsuits over work injuries
Looking for different coverage? Check out our other policies.
Insurance costs for tech professionals
Median costs come directly from policies purchased by TechInsurance customers.
General liability: $28 per month
Errors and omissions: $61 per month
View more sample costs.
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Why app developers choose TechInsurance
Protect against common risks
A lawsuit or data breach can devastate your app development business. Prevent financial losses with policies tailored for your needs.
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