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Small Business Insurance for IT Professionals in Colorado

Coloradans know they live in a beautiful state. But lately, it's also proved itself to be a great place to launch an IT business, especially if you like to balance screen time with time outdoors. Check out our Best Places to Live for Tech Entrepreneurs report to see why Devner is making a name as a hot spot for IT.

Cost-Saving Tips

  • If you're doing IT consulting work in Colorado, always be aware of the risk of lawsuits from disgruntled customers. Be sure you've got the professional liability insurance you need to keep your business going in the event that you're sued for errors or omissions on the job.
  • If you need both general liability and property coverage for your IT business, but don't require comprehensive coverage in all areas, ask TechInsurance for a Colorado business insurance quote for a BOP. This type of policy combines both types of insurance into one policy, saving you money on annual premiums.

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If you're launching or growing a business in Colorado, be sure your business insurance coverage grows along with you. As a state whose winter beauty attracts lots of seasonal tourism, Colorado has unique risks for business owners, and your insurance coverage must keep pace. Trust the IT insurance experts at TechInsurance to ensure that your business insurance is custom-tailored for the type of work you do and the clients you serve in Colorado.

Get the Right Business Insurance Coverage for Your Colorado IT Business

To set your company up for growth in Colorado, ask your TechInsurance specialist to review your policies and ensure you have enough coverage to meet client requirements. We can review your client contract language, examine your current coverage, and get you just the right amount of coverage your clients demand – no more and no less. Regardless of your clients' industry or your IT specialty, we can help you create the ideal Colorado business insurance policy to manage your business risks and meet your clients' specifications.

Get fast, affordable coverage that's just the right fit for your IT business. Complete one online application and get your free, no-obligation quote in 24 hours or less. Choose the coverage you need, and we'll start your policy immediately.

If you're looking for any of the following types of insurance, we've got you covered:

Business Liability Insurance Package Policy.

You may have heard this type of coverage called a "BOP," or Business Owner's Policy. This policy packages general liability insurance with property coverage at one affordable rate, giving you protection if a client should be accidentally injured at your location or if one of your employees causes property damage or bodily injury at a client's site.

Professional Liability Insurance.

Commonly called "errors and omissions" or "E&O" insurance, this type of coverage protects you if your client should claim that mistakes, negligence or omissions you make on the job caused the client a financial loss. For professional services companies such as IT businesses, this is one type of insurance you shouldn't work without.

Workers' Compensation Insurance.

Many states require companies with employees to carry workers' comp insurance, which pays for medical care and disability coverage for your employees if they should suffer a work-related illness or injury.

Employment Practices Liability Insurance.

If you have employees, you need EPLI. This type of insurance protects you in the event that one of your employees claims an employment practice violation, such as sexual harassment; wrongful termination; or gender, race or age discrimination.