Arizona heat means increased power consumption in the summer, and rolling blackouts can shut your business down and cause loss of data for you and your clients. Your Tech Insurance agent can advise you on whether a business interruption policy is right for your business.
Thanks to Arizona's wide-open spaces, you and your employees may do a lot of driving between client sites. More driving means a greater risk of accidents. Check with your agent to be sure you have the business auto coverage you need.
As a hot-spot for data centers and technology-related businesses, Arizona is a great place to be an IT professional. To be eligible for contract work, update your professional liability policy to be sure your E&O insurance coverage meets the specifications of your current and potential clients.
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If you have an IT business in Arizona, chances are the clients you serve are related to or affected by the tourism industry. Because seasonal tourism has a big impact on so many Arizona businesses, it may also affect your income, your staffing and your business insurance needs. If you're looking for a business insurance quote, a cookie-cutter approach doesn't work in Arizona. TechInsurance specializes in customizing business insurance for the needs of Arizona-based IT businesses.
Buying Insurance for Your Arizona-Based Business
There are some unique risks to consider when you're getting a quote for an Arizona business insurance policy. A knowledgeable agent will remember that while Arizona may be free from natural disasters such as hurricanes and earthquakes, the state's intense heat can result in rolling blackouts that can cause data loss. At the same time, workers compensation claims often rise in the summer due to increased risk for employees working outdoors. Even if these scenarios don't appear to apply to your IT business, ask your Tech Insurance specialist to review your unique Arizona business insurance risks with you, just for peace of mind.
Get fast, affordable coverage that's just the right fit for your it business. Complete one online application and get your free, no-obligation quote in 24 hours or less. Choose the coverage you need, and we'll start your policy immediately.
If you're looking for any of the following types of insurance, we've got you covered:
You may have heard this type of coverage called a "BOP," or Business Owner's Policy. This policy packages general liability insurance with property coverage at one affordable rate, giving you protection if a client should be accidentally injured at your location or if one of your employees causes property damage or bodily injury at a client's site.
Commonly called "errors and omissions" or "E&O" insurance, this type of coverage protects you if your client should claim that mistakes, negligence or omissions you make on the job caused the client a financial loss. For professional services companies such as IT businesses, this is one type of insurance you shouldn't work without.
Many states require companies with employees to carry workers' comp insurance, which pays for medical care and disability coverage for your employees if they should suffer a work-related illness or injury.
If you have employees, you need EPLI. This type of insurance protects you in the event that one of your employees claims an employment practice violation, such as sexual harassment; wrongful termination; or gender, race or age discrimination.
STATE INSURANCE LINKS
- Now Hiring? Start off Right with Employment Contracts
Recruiting and retaining top employees is often a challenge. Getting started with a clear understanding of duties and expectations is critical is your relationship with your employees. That's why many companies now make employment contracts a standard part of their hiring processes.
- Client Contract Requirements: Is There Such a Thing as Too Much Insurance?
You've got pen in hand, ready to sign a new client contract, and then you glance at the fine print. It says that to get the work, your IT business needs to carry five different kinds of insurance. That can't be right! Or can it?