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Homeowners Insurance

If you're like most people, your home is your most valuable asset and biggest investment. Homeowners insurance from The Hartford protects that investment, along with yourself, the members of your family, and your household possessions.

If you were to suddenly lose your home due to fire or a tornado, or if the contents of your home were damaged or stolen, you probably could not afford to replace everything at once. Or, if someone sued you for an injury or damage caused by you, the cost of defending that suit could run into thousands of dollars in legal fees — regardless of the outcome.

Additionally, mortgage lenders will not lend the large amounts of money needed to finance a home without requiring an insurance policy to protect that investment.

Fortunately, The Hartford's homeowners package policy would cover you in all of these situations.

Call 1-888-877-1255 now to learn more or to apply for Homeowners Insurance from The Hartford.

Homeowners Insurance Coverage

The Hartford offers many homeowners policy features, including:

  • Dwelling Coverage. The dollar amount carried to cover your home and any structures attached directly to it. Ideally, the amount of coverage you carry should equal the cost of rebuilding your home after a total loss.
  • Personal Property Coverage. Worldwide coverage for personal property owned or used by the insured.
  • Loss of Use. This coverage is available when you cannot live in your home due to a covered loss. It pays living expenses over and above your normal living expenses, up to the limit provided in your policy.
  • Liability/Coverage. If someone is accidentally injured or dies on or off your property, and the incident was caused by you, a family member, or a pet, this coverage pays claims against you for legal responsibility. (Coverage does not include automobile or business liability.)
  • Medical Payments. Your Hartford policy will cover actual medical expenses for accidental injury to others (except your household residents) caused by you, family members or your pets -- on your premises or elsewhere -- regardless of legal liability.

Depending on your individual needs, such as earthquake and scheduled personal property coverage for individual expensive property, The Hartford also offers many other optional homeowners policy features. Be sure to consult Hartford to ensure that you have the right coverage for your needs.

Call 1-888-877-1255 to learn more. Monday through Friday, 8:00 a.m. to 11:00 p.m. Eastern Time

Availability and benefit levels vary by State.

To learn more about auto insurance from The Hartford click here.