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Top business insurance policies

General liability insurance

General liability insurance icon

This policy protects businesses from the most common third-party risks. A business owner’s policy bundles this coverage with property insurance at a discount.

  • Accidental client injuries
  • Accidental damage to client property
  • Libel, defamation, and copyright lawsuits

Errors and omissions insurance

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This policy protects against lawsuits over mistakes or oversights made by professionals. It's also called professional liability insurance.

  • Failure to meet client requirements
  • Failure to meet a deadline
  • Errors and oversights

Cyber liability insurance

Cyber liability insurance icon

This policy covers the cost of recovering from a data breach or cyberattack at your tech company.

  • Lawsuits from clients affected by a breach
  • Notifying affected clients about a breach
  • Fraud detection and monitoring

Business owner's policy

Business owner’s policy icon

This policy bundles property insurance and general liability insurance into one plan. It’s one of the most economical types of business insurance for a tech company.

  • Accidental client injuries
  • Accidental damage to client property
  • Damaged business property

Workers' comp insurance

Workers’ compensation insurance icon

State law usually requires tech businesses that have employees to purchase workers' compensation. It helps pay medical costs from work-related injuries and illnesses.

  • Medical bills from work injuries
  • Partial wages while employee recovers
  • Lawsuits over work injuries

Fidelity bonds

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A fidelity bond provides compensation when one of your employees steals from a client. It's also called an employee dishonesty bond.

  • Unlawful data access by an employee
  • Illegal electronic funds transfer by an employee
  • Other employee theft or fraud

Commercial auto insurance

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This policy can help pay for expenses after an accident involving a vehicle owned by your business. You can extend it to include coverage for vehicle damage.

  • Car accidents
  • Theft and vandalism
  • Weather damage

Professional liability insurance

Professional liability insurance icon

This policy, also called errors and omissions insurance (E&O), protects small businesses that provide professional services or advice. It covers lawsuits related to work performance.

  • Work mistakes and oversights
  • Professional negligence lawsuits
  • Late or incomplete work

Commercial umbrella insurance

Umbrella / excess liability insurance icon

This policy boosts your current liability coverage when its limit is reached. It supplements general liability, commercial auto, and employer's liability insurance.

  • Additional general liability coverage
  • Additional commercial auto coverage
  • Additional employer's liability coverage

Why small businesses choose TechInsurance

Focus on your passion: business

Our process ensures your business gets the coverage it needs. That means you can focus on what's important – running your business.

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Focus on your passion: business
Our process ensures your business gets the coverage it needs. That means you can focus on what's important – running your business.
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