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General Liability Insurance
Professional Liability Insurance
Errors and Omissions Insurance
Cyber Liability / Data Breach Insurance
Workers' Compensation Insurance
Business Owner’s Policy
Data Breach Insurance
Certificate of Liability Insurance
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Get in-depth information on essential insurance coverages.
Certificate of Liability insurance
For some jobs, your client may require you to have Fidelity Bond coverage (also called Employee Dishonesty Bond). Basically, this bond pays the client
when an independent contractor is dishonest and steals money from them, including electronic funds transfer. From the client's perspective, it's an extra guarantee that the contractor they hire will be honest.
If you work with clients in the financial sector or do work that requires you to handle a client's financial records, your contract may stipulate that you have Fidelity Bond Insurance.
Unlike many types of insurance, Fidelity Bonds provide coverage for intentionally wrongful acts like theft and fraud.
Next: Workers' Compensation Insurance for IT Consultants