General Liability Insurance
Professional Liability Insurance
Errors and Omissions Insurance
Cyber Liability / Data Breach Insurance
Workers' Compensation Insurance
Business Owner’s Policy
Data Breach Insurance
Certificate of Liability Insurance
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Certificate of Liability insurance
Your IT consultant can be liable for your data security, and if you think a breach was directly caused by your IT consultant's negligence, you may have grounds to collect damages. You'll want to make sure that any IT companies you work
with have Errors and Omissions Insurance. This insurance coverage insures your contractor's work. If you choose to sue them, their insurance provider pays the damages they owe you. However, if you
have adequate Cyber Liability Insurance, you will likely have all the funds you need to recover from a data breach without having to enter litigation.