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In Missouri, every business that suffers a data breach must find out whether personal information could be misused. Businesses are legally required to notify affected Missouri residents as soon as possible by mail, telephone, or email. When a breach affects
more than 150,000 people, or the cost of notification exceeds $100,000, businesses can use public service announcements instead of individual notifications. When events affect more than 1,000 people,
businesses must notify the state attorney general’s office and all consumer-reporting agencies.
Name of Law / Statute
Definition of Protected Information
Combination of (1) name or other identifying info, PLUS (2) one or more of these "data" elements: SSN; driver's license number; or account number, credit card number, debit card number if accompanied by PIN, password, or
access codes PLUS medical data
Who Is Subject to Law?
Any person or business conducting business in the state who licenses or owns PI
Notification of Consumers?
Yes, unless determination of no harm by business
By what means?
Written, phone, or electronic (if consumer consented); if >1000 residents, must notify consumer reporting agencies
Substitute Notice Threshold?
If cost of notice >$100,000 or involves >150k residents
Notification of authorities / regulators required?
Up to $150k/breach
Credit monitoring requirement?
Private lawsuits allowed?
Private damages cap?
Regulatory actions allowed?
Yes (actual damages for willful violations)
HIPAA Compliance exemption?
Other (e.g., timeframe)
Law does not apply if PI was encrypted
Link to complete law
Missouri's Data Breach Law
Read the full text of Missouri’s data breach law.