Pennsylvania was ranked sixth in the nation in 2008 in terms of total gross state product, making it one of the nation’s top economic producers1 and a land of opportunity for IT service providers. Protect your Pennsylvania IT business with appropriate commercial insurance, including professional liability, general liability, property and workers’ compensation coverage. Contact the IT insurance specialists at TechInsurance to get all your questions answered and to get covered, fast.
Pennsylvania’s workers’ compensation laws require virtually all employers to provide workers’ compensation insurance coverage for every employee – and that includes both part-time and seasonal workers. Even if your IT business is unincorporated or you have just one employee, you must still comply with the state’s workers’ comp requirements. For help deciphering Pennsylvania’s sometimes-confusing workers’ comp laws, contact the PA workers’ comp insurance experts at TechInsurance. We can walk you through the state’s requirements, get you affordable coverage, and ensure that you’re taking advantage of every cost-saving opportunity available under the law.
Get fast, affordable coverage that's just the right fit for your IT business. Complete one online application and get your free, no-obligation quote fast. Choose the coverage you need, and we'll start your policy immediately.
If you're looking for any of the following types of insurance, we've got you covered:
Business Liability Insurance Package Policy. You may have heard this type of coverage called a "BOP," or Business Owner's Policy. This policy packages general liability insurance with property coverage at one affordable rate, giving you protection if a client should be accidentally injured at your location or if one of your employees causes property damage or bodily injury at a client's site.
Professional Liability Insurance. Commonly called "errors and omissions" or "E&O" insurance, this type of coverage protects you if your client should claim that mistakes, negligence or omissions you make on the job caused the client a financial loss. For professional services companies such as IT businesses, this is one type of insurance you shouldn't work without.
Workers' Compensation Insurance. Many states require companies with employees to carry workers' comp insurance, which pays for medical care and disability coverage for your employees if they should suffer a work-related illness or injury.
Employment Practices Liability Insurance. If you have employees, you need EPLI. This type of insurance protects you in the event that one of your employees claims an employment practice violation, such as sexual harassment; wrongful termination; or gender, race or age discrimination.