New York IT Business Insurance

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Cost-Saving Tips

  • While NYC isn't famous for natural disasters, NY property insurance is still a wise investment. You never know when you'll need to file a claim, and if you're renting office space in the city or elsewhere in the state, your landlord may require coverage.
  • For IT consulting companies, professional liability insurance can be your most valuable insurance investment, but it's not included with a BOP. Ask your TechInsurance representative about adding errors and omissions insurance to ensure you're covered if you should get sued.
  • New York has famously stiff workers' compensation laws, so consult with your TechInsurance agent today to be sure you have the insurance coverage the state requires for your employees.

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If you're in the IT business in New York City, you're part of one of the largest city-based economies in the world. All those businesses packed into a small geographic area can mean lots of opportunities for talented IT service providers. With trading and consulting leading the state's economy, companies in these sectors are relying more on technology than ever before, creating steady work for IT professionals who are at the top of their game. But to get your foot in the door, these clients may require that you meet their high professional standards for business insurance.

The NY Business Insurance Coverage Your Clients Demand

Whether your clients require a multi-million-dollar liability policy or you just want to be sure your business insurance is enough to cover your company's risks, TechInsurance can help. Contact us today for a no-obligation consultation to help you determine your business's unique needs.

Get fast, affordable coverage that's just the right fit for your IT business. Complete one online application and get your free, no-obligation quote in 24 hours or less. Choose the coverage you need, and we'll start your policy immediately.

If you're looking for any of the following types of insurance, we've got you covered:

Business Liability Insurance Package Policy. You may have heard this type of coverage called a "BOP," or Business Owner's Policy. This policy packages general liability insurance with property coverage at one affordable rate, giving you protection if a client should be accidentally injured at your location or if one of your employees causes property damage or bodily injury at a client's site.

Professional Liability Insurance. Commonly called "errors and omissions" or "E&O" insurance, this type of coverage protects you if your client should claim that mistakes, negligence or omissions you make on the job caused the client a financial loss. For professional services companies such as IT businesses, this is one type of insurance you shouldn't work without.

Workers' Compensation Insurance. Many states require companies with employees to carry workers' comp insurance, which pays for medical care and disability coverage for your employees if they should suffer a work-related illness or injury.

Employment Practices Liability Insurance. If you have employees, you need EPLI. This type of insurance protects you in the event that one of your employees claims an employment practice violation, such as sexual harassment; wrongful termination; or gender, race or age discrimination.